Fulton-Montgomery Community College

Johnstown, NY 1,001 Undergrads 36.2% Grad Rate

School Website|Financial Calculator

Total Cost

$14,226

Sticker Price

Avg Net Price

$6,696

After Aid

Median Earnings

$45,309

4yr Post-Grad

Vs. Peer Institutions

Net Price$6,696

Peer Midpoint: $9,847

Earnings (4yr Post-Grad)$45,309

Peer Midpoint: $50,127.5

Graduation Rate36.2%

Peer Midpoint: 34.6%

Socio-Economic Diversity

Pell Grant Recipients49.3%

Enrollment Status

Full-Time59.5%

Economic Outcomes

Earn More than HS56.9%

Admissions Profile

Acceptance

100.0%

SAT Avg

SAT Reading

25th: --75th: -

SAT Math

25th: --75th: -

ACT Composite

25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$486k

-$30k

+$2k

Median Cost$7k/yr

+$474k

-$42k

-$11k

Full Cost$14k/yr

+$460k

-$56k

-$25k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$7k/yr

Never

-87%

Full Cost$14k/yr

Never

-94%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-55%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-47%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Electrical/Electronic Engineering Technologies/Technicians

CertCIP: 1503

Median Debt

Earnings (4yr)

Natl Median: $49,492

Lifetime Value Added

N/A

Heavy/Industrial Equipment Maintenance Technologies/Technicians

CertCIP: 4703

Median Debt

Earnings (4yr)

Natl Median: $62,199

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

CertCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $44,906

Lifetime Value Added

N/A

Teaching Assistants/Aides

CertCIP: 1315

Median Debt

Earnings (4yr)

Natl Median: $24,479

Lifetime Value Added

N/A

Vehicle Maintenance and Repair Technologies/Technicians

CertCIP: 4706

Median Debt

Earnings (4yr)

Natl Median: $51,586

Lifetime Value Added

N/A

Associate's Degrees

Accounting and Related Services

AssocCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $47,660

Lifetime Value Added

N/A

Allied Health Diagnostic, Intervention, and Treatment Professions

AssocCIP: 5109

Median Debt

Earnings (4yr)

$71,759

Natl Median: $65,389

Lifetime Value Added

+$240k

Business Administration, Management and Operations

AssocCIP: 5202

Median Debt

$14,055

Earnings (4yr)

$41,433

Natl Median: $48,733

Lifetime Value Added

-$50k

Business Operations Support and Assistant Services

AssocCIP: 5204

Median Debt

Earnings (4yr)

Natl Median: $37,587

Lifetime Value Added

N/A

Communication and Media Studies

AssocCIP: 0901

Median Debt

Earnings (4yr)

Natl Median: $43,243

Lifetime Value Added

N/A

Computer and Information Sciences, General

AssocCIP: 1101

Median Debt

Earnings (4yr)

Natl Median: $54,246

Lifetime Value Added

N/A

Computer Engineering Technologies/Technicians

AssocCIP: 1512

Median Debt

Earnings (4yr)

Natl Median: $55,195

Lifetime Value Added

N/A

Computer Systems Networking and Telecommunications

AssocCIP: 1109

Median Debt

Earnings (4yr)

Natl Median: $54,971

Lifetime Value Added

N/A

Computer/Information Technology Administration and Management

AssocCIP: 1110

Median Debt

Earnings (4yr)

Natl Median: $54,726

Lifetime Value Added

N/A

Construction Engineering Technology/Technician

AssocCIP: 1510

Median Debt

Earnings (4yr)

Natl Median: $71,367

Lifetime Value Added

N/A

Criminal Justice and Corrections

AssocCIP: 4301

Median Debt

Earnings (4yr)

$48,595

Natl Median: $46,706

Lifetime Value Added

+$22k

Electrical/Electronic Engineering Technologies/Technicians

AssocCIP: 1503

Median Debt

Earnings (4yr)

Natl Median: $67,792

Lifetime Value Added

N/A

Fine and Studio Arts

AssocCIP: 5007

Median Debt

Earnings (4yr)

Natl Median: $31,650

Lifetime Value Added

N/A

Graphic Communications

AssocCIP: 1003

Median Debt

Earnings (4yr)

Natl Median: $36,221

Lifetime Value Added

N/A

Health and Medical Administrative Services

AssocCIP: 5107

Median Debt

Earnings (4yr)

Natl Median: $37,073

Lifetime Value Added

N/A

Health Services/Allied Health/Health Sciences, General

AssocCIP: 5100

Median Debt

$14,160

Earnings (4yr)

$41,159

Natl Median: $51,180

Lifetime Value Added

-$52k

Human Development, Family Studies, and Related Services

AssocCIP: 1907

Median Debt

Earnings (4yr)

Natl Median: $34,184

Lifetime Value Added

N/A

Human Services, General

AssocCIP: 4400

Median Debt

Earnings (4yr)

$43,952

Natl Median: $39,422

Lifetime Value Added

-$24k

Information Science/Studies

AssocCIP: 1104

Median Debt

Earnings (4yr)

Natl Median: $56,799

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

$10,999

Earnings (4yr)

$41,700

Natl Median: $44,125

Lifetime Value Added

-$47k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

AssocCIP: 5138

Median Debt

$20,000

Earnings (4yr)

$89,594

Natl Median: $80,813

Lifetime Value Added

+$400k

Vehicle Maintenance and Repair Technologies/Technicians

AssocCIP: 4706

Median Debt

Earnings (4yr)

Natl Median: $58,424

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.