College ROI

Smarter Choices, Brighter Futures
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Hagerstown Community College

Hagerstown, MD 2,948 Undergrads 33.5% Grad Rate
Share
Total Cost
$12,747
Sticker Price
Avg Net Price
$6,835
After Aid
Median Earnings
$55,827
4yr Post-Grad

Vs. Peer Institutions

Net Price$6,835
Peer Midpoint: $9,847
Earnings (10yr)$55,827
Peer Midpoint: $50,127.5
Graduation Rate33.5%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients40.2%
Enrollment Status
Full-Time38.6%
Economic Outcomes
Earn More than HS59.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$581k
+$73k
+$104k
Median Cost$7k/yr
+$569k
+$61k
+$91k
Full Cost$13k/yr
+$558k
+$50k
+$80k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
26
Median Cost$7k/yr
28
726%
Full Cost$13k/yr
30
343%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return750%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return137%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings
-
Nat: $44,589
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings
-
Nat: $34,272
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings
-
Nat: $57,584
Lifetime Value Added
N/A
Biology/Biotechnology Technologies/Technicians
CertCIP: 4101
Median Debt
-
Earnings
-
Nat: $51,658
Lifetime Value Added
N/A
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings
-
Nat: $47,440
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings
-
Nat: $32,681
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
-
Earnings (4yr)
$34,277
Nat: $38,675
Lifetime Value Added
-$93k
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings
-
Nat: $52,615
Lifetime Value Added
N/A
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
-
Earnings (4yr)
$35,345
Nat: $33,673
Lifetime Value Added
-$81k
Design and Applied Arts
CertCIP: 5004
Median Debt
-
Earnings
-
Nat: $36,116
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
CertCIP: 1513
Median Debt
-
Earnings
-
Nat: $53,359
Lifetime Value Added
N/A
Engineering/Engineering-Related Technologies/Technicians, Other
CertCIP: 1599
Median Debt
-
Earnings
-
Nat: $55,931
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
CertCIP: 5207
Median Debt
-
Earnings
-
Nat: $50,211
Lifetime Value Added
N/A
Ground Transportation
CertCIP: 4902
Median Debt
$4,750
Earnings (4yr)
$68,810
Nat: $52,118
Lifetime Value Added
+$267k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
$11,751
Earnings (4yr)
$42,866
Nat: $35,447
Lifetime Value Added
-$45
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings
-
Nat: $31,135
Lifetime Value Added
N/A
Industrial Production Technologies/Technicians
CertCIP: 1506
Median Debt
-
Earnings
-
Nat: $57,294
Lifetime Value Added
N/A
Legal Support Services
CertCIP: 2203
Median Debt
-
Earnings
-
Nat: $49,747
Lifetime Value Added
N/A
Marketing
CertCIP: 5214
Median Debt
-
Earnings
-
Nat: $49,757
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$9,250
Earnings (4yr)
$57,235
Nat: $56,073
Lifetime Value Added
+$151k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings
-
Nat: $47,660
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$18,500
Earnings (4yr)
$62,279
Nat: $65,389
Lifetime Value Added
+$143k
Biology/Biotechnology Technologies/Technicians
AssocCIP: 4101
Median Debt
-
Earnings
-
Nat: $51,168
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
$51,374
Nat: $48,733
Lifetime Value Added
+$39k
Business/Commerce, General
AssocCIP: 5201
Median Debt
$11,591
Earnings (4yr)
$54,945
Nat: $49,927
Lifetime Value Added
+$74k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings
-
Nat: $54,246
Lifetime Value Added
N/A
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings
-
Nat: $41,737
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
$9,383
Earnings (4yr)
$63,434
Nat: $54,726
Lifetime Value Added
+$154k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings
-
Nat: $46,706
Lifetime Value Added
N/A
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$13,000
Earnings (4yr)
$75,920
Nat: $61,982
Lifetime Value Added
+$266k
Design and Applied Arts
AssocCIP: 5004
Median Debt
-
Earnings
-
Nat: $38,127
Lifetime Value Added
N/A
Education, General
AssocCIP: 1301
Median Debt
-
Earnings
-
Nat: $41,787
Lifetime Value Added
N/A
Electrical/Electronics Maintenance and Repair Technologies/Technicians
AssocCIP: 4701
Median Debt
-
Earnings
-
Nat: $63,241
Lifetime Value Added
N/A
Electromechanical Technologies/Technicians
AssocCIP: 1504
Median Debt
-
Earnings
-
Nat: $73,046
Lifetime Value Added
N/A
Engineering, General
AssocCIP: 1401
Median Debt
-
Earnings
-
Nat: $72,916
Lifetime Value Added
N/A
Engineering/Engineering-Related Technologies/Technicians, Other
AssocCIP: 1599
Median Debt
-
Earnings
-
Nat: $69,455
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings
-
Nat: $37,073
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings
-
Nat: $34,184
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,552
Earnings (4yr)
$41,380
Nat: $44,125
Lifetime Value Added
-$59k
Management Information Systems and Services
AssocCIP: 5212
Median Debt
-
Earnings (4yr)
$60,993
Nat: $56,556
Lifetime Value Added
+$131k
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
-
Earnings
-
Nat: $64,773
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
-
Earnings
-
Nat: $40,734
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
AssocCIP: 3099
Median Debt
-
Earnings
-
Nat: $50,491
Lifetime Value Added
N/A
Natural Resources Conservation and Research
AssocCIP: 0301
Median Debt
-
Earnings
-
Nat: $45,634
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$15,000
Earnings (4yr)
$78,387
Nat: $80,813
Lifetime Value Added
+$288k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
$57,290
Nat: $37,656
Lifetime Value Added
+$96k
Teacher Education and Professional Development, Specific Subject Areas
AssocCIP: 1313
Median Debt
-
Earnings
-
Nat: $35,702
Lifetime Value Added
N/A

Other Programs

Multi/Interdisciplinary Studies, Other
DegCIP: 3099
Median Debt
-
Earnings (4yr)
$37,851
Nat: $65,636
Lifetime Value Added
-$202k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.