College ROI

Smarter Choices, Brighter Futures
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Hohokus School of Trade and Technical Sciences

Paterson, NJ 134 Undergrads 83.6% Grad Rate
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Total Cost
$28,627
Sticker Price
Avg Net Price
$22,064
After Aid
Median Earnings
$43,917
10yr Post-Entry

Vs. Peer Institutions

Net Price$22,064
Peer Midpoint: $16,832
Earnings (10yr)$43,917
Peer Midpoint: $31,349
Graduation Rate83.6%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients65.0%
Enrollment Status
Full-Time69.4%
Economic Outcomes
Earn More than HS64.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$466k
+$141k
-$18k
Median Cost$22k/yr
+$446k
+$121k
-$39k
Full Cost$29k/yr
+$440k
+$115k
-$45k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$22k/yr
Never
-189%
Full Cost$29k/yr
Never
-169%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-212%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-102%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Building/Construction Finishing, Management, and Inspection
CertCIP: 4604
Median Debt
-
Earnings (5yr)
$31,961
Lifetime Value Added
-$132k
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
$9,500
Earnings (5yr)
$37,560
Lifetime Value Added
-$71k
Industrial Production Technologies/Technicians
CertCIP: 1506
Median Debt
$10,070
Earnings (5yr)
$42,331
Lifetime Value Added
-$20k
Plumbing and Related Water Supply Services
CertCIP: 4605
Median Debt
$10,478
Earnings (5yr)
$44,548
Lifetime Value Added
+$4k
Precision Metal Working
CertCIP: 4805
Median Debt
$7,600
Earnings (5yr)
$48,848
Lifetime Value Added
+$49k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.