Holy Cross College

Notre Dame, IN 639 Undergrads 42.4% Grad Rate

School Website|Financial Calculator

Total Cost

$50,881

Sticker Price

Avg Net Price

$26,728

After Aid

Median Earnings

$46,024

4yr Post-Grad

Vs. Peer Institutions

Net Price$26,728

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$46,024

Peer Midpoint: $60,428

Graduation Rate42.4%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients30.3%

Enrollment Status

Full-Time92.3%

Economic Outcomes

Earn More than HS69.7%

Admissions Profile

Acceptance

75.2%

SAT Avg

SAT Reading

25th: -61575th: -

SAT Math

25th: -60075th: -

ACT Composite

25th: -3175th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$420k

-$47k

-$64k

Median Cost$27k/yr

+$324k

-$143k

-$160k

Full Cost$51k/yr

+$237k

-$230k

-$247k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

Never

-∞

Median Cost$27k/yr

Never

-167%

Full Cost$51k/yr

Never

-135%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-150%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-100%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Fine and Studio Arts

AssocCIP: 5007

Median Debt

Earnings (4yr)

Natl Median: $31,650

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $44,125

Lifetime Value Added

N/A

Bachelor's Degrees

Business/Commerce, General

BachCIP: 5201

Median Debt

$20,237

Earnings (4yr)

$52,927

Natl Median: $68,407

Lifetime Value Added

-$103k

Communication and Media Studies

BachCIP: 0901

Median Debt

Earnings (4yr)

$52,231

Natl Median: $56,359

Lifetime Value Added

-$108k

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (4yr)

Natl Median: $48,590

Lifetime Value Added

N/A

Fine and Studio Arts

BachCIP: 5007

Median Debt

Earnings (4yr)

Natl Median: $41,367

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $50,680

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $53,072

Lifetime Value Added

N/A

Psychology, General

BachCIP: 4201

Median Debt

Earnings (4yr)

$51,745

Natl Median: $50,706

Lifetime Value Added

-$112k

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

Earnings (4yr)

Natl Median: $47,382

Lifetime Value Added

N/A

Theological and Ministerial Studies

BachCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $44,535

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.