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Holyoke Community College
Holyoke, MA 3,591 Undergrads 26.2% Grad Rate
Total Cost
$15,043
Sticker Price
Avg Net Price
$8,068
After Aid
Median Earnings
$46,724
4yr Post-Grad
Vs. Peer Institutions
Net Price$8,068
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$46,724
Peer Midpoint: $50,127.5
Graduation Rate26.2%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients47.6%
Enrollment Status
Full-Time34.5%
Economic Outcomes
Earn More than HS53.8%
Admissions Profile
Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$500k
-$16k
+$16k
Median Cost$8k/yr
+$485k
-$30k
+$844
Full Cost$15k/yr
+$472k
-$43k
-$12k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
41
∞
Median Cost$8k/yr
62
6%
Full Cost$15k/yr
Never
-43%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return36%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return-29%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
$41,345
Natl Median: $34,272
Lifetime Value Added
-$9k
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Communication Disorders Sciences and Services
CertCIP: 5102
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,143
Lifetime Value Added
N/A
Community Organization and Advocacy
CertCIP: 4402
Median Debt
$4,800
Earnings (4yr)
$47,136
Natl Median: $48,126
Lifetime Value Added
+$54k
Computer Systems Networking and Telecommunications
CertCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,162
Lifetime Value Added
N/A
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings (4yr)
$39,070
Natl Median: $30,572
Lifetime Value Added
-$33k
Design and Applied Arts
CertCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,116
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
CertCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,211
Lifetime Value Added
N/A
Film/Video and Photographic Arts
CertCIP: 5006
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,800
Lifetime Value Added
N/A
General Sales, Merchandising and Related Marketing Operations
CertCIP: 5218
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,001
Lifetime Value Added
N/A
Health Aides/Attendants/Orderlies
CertCIP: 5126
Median Debt
-
Earnings (4yr)
-
Natl Median: $27,180
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
$43,692
Natl Median: $35,447
Lifetime Value Added
+$17k
Hospitality Administration/Management
CertCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,962
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Human Resources Management and Services
CertCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,907
Lifetime Value Added
N/A
Human Services, General
CertCIP: 4400
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,390
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Music
CertCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,318
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
$88,067
Natl Median: $56,073
Lifetime Value Added
+$464k
Public Health
CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,933
Lifetime Value Added
N/A
Social Work
CertCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,190
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
CertCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,647
Lifetime Value Added
N/A
Associate's Degrees
Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (2yr)
$52,941
Natl Median: $65,389
Lifetime Value Added
+$83k
Biology, General
AssocCIP: 2601
Median Debt
$5,500
Earnings (4yr)
$39,198
Natl Median: $44,758
Lifetime Value Added
-$75k
Biotechnology
AssocCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,595
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$7,874
Earnings (4yr)
$59,378
Natl Median: $48,733
Lifetime Value Added
+$124k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Chemistry
AssocCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,597
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
$11,618
Earnings (4yr)
$52,618
Natl Median: $58,070
Lifetime Value Added
+$59k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$5,590
Earnings (4yr)
$46,250
Natl Median: $46,706
Lifetime Value Added
-$4k
Engineering, General
AssocCIP: 1401
Median Debt
$6,100
Earnings (4yr)
$75,267
Natl Median: $72,916
Lifetime Value Added
+$269k
Environmental Control Technologies/Technicians
AssocCIP: 1505
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,148
Lifetime Value Added
N/A
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (4yr)
$34,441
Natl Median: $31,650
Lifetime Value Added
-$123k
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
$10,685
Earnings (4yr)
$50,953
Natl Median: $51,180
Lifetime Value Added
+$43k
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
$46,186
Natl Median: $41,099
Lifetime Value Added
-$5k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
$37,024
Natl Median: $34,184
Lifetime Value Added
-$97k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$7,184
Earnings (4yr)
$41,607
Natl Median: $44,125
Lifetime Value Added
-$50k
Mathematics
AssocCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,929
Lifetime Value Added
N/A
Music
AssocCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,056
Lifetime Value Added
N/A
Physics
AssocCIP: 4008
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,321
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$11,690
Earnings (4yr)
$84,264
Natl Median: $80,813
Lifetime Value Added
+$349k
Social Work
AssocCIP: 4407
Median Debt
-
Earnings (4yr)
$51,690
Natl Median: $39,409
Lifetime Value Added
+$50k
Sports, Kinesiology, and Physical Education/Fitness
AssocCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,162
Lifetime Value Added
N/A
Veterinary/Animal Health Technologies/Technicians
AssocCIP: 0183
Median Debt
-
Earnings (4yr)
$43,182
Natl Median: $41,460
Lifetime Value Added
-$34k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.