College ROI

Smarter Choices, Brighter Futures
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Hudson Valley Community College

Troy, NY 6,499 Undergrads 36.4% Grad Rate
Share
Total Cost
$15,757
Sticker Price
Avg Net Price
$8,501
After Aid
Median Earnings
$54,719
4yr Post-Grad

Vs. Peer Institutions

Net Price$8,501
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$54,719
Peer Midpoint: $50,127.5
Graduation Rate36.4%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients43.2%
Enrollment Status
Full-Time71.3%
Economic Outcomes
Earn More than HS66.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$578k
+$63k
+$94k
Median Cost$9k/yr
+$563k
+$47k
+$78k
Full Cost$16k/yr
+$549k
+$34k
+$65k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
Median Cost$9k/yr
29
502%
Full Cost$16k/yr
32
225%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return532%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return85%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
$75,777
Natl Median: $57,584
Lifetime Value Added
+$344k
Electrical/Electronic Engineering Technologies/Technicians
CertCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,492
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
$12,219
Earnings (4yr)
$47,322
Natl Median: $47,660
Lifetime Value Added
+$6k
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$13,209
Earnings (4yr)
$85,166
Natl Median: $65,389
Lifetime Value Added
+$357k
Architectural Engineering Technologies/Technicians
AssocCIP: 1501
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,767
Lifetime Value Added
N/A
Audiovisual Communications Technologies/Technicians
AssocCIP: 1002
Median Debt
-
Earnings (5yr)
$32,063
Natl Median: $33,379
Lifetime Value Added
-$155k
Biology, General
AssocCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,758
Lifetime Value Added
N/A
Biology/Biotechnology Technologies/Technicians
AssocCIP: 4101
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,168
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$9,500
Earnings (4yr)
$51,266
Natl Median: $48,733
Lifetime Value Added
+$45k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Business, Management, Marketing, and Related Support Services, Other
AssocCIP: 5299
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,077
Lifetime Value Added
N/A
Civil Engineering Technologies/Technicians
AssocCIP: 1502
Median Debt
-
Earnings (5yr)
$71,076
Natl Median: $64,519
Lifetime Value Added
+$218k
Community Organization and Advocacy
AssocCIP: 4402
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,066
Lifetime Value Added
N/A
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
$10,909
Earnings (4yr)
$41,976
Natl Median: $41,737
Lifetime Value Added
-$47k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
$59,472
Natl Median: $54,726
Lifetime Value Added
+$124k
Construction Engineering Technology/Technician
AssocCIP: 1510
Median Debt
-
Earnings (4yr)
$58,190
Natl Median: $71,367
Lifetime Value Added
+$112k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$9,609
Earnings (4yr)
$47,627
Natl Median: $46,706
Lifetime Value Added
+$9k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
$16,250
Earnings (4yr)
$62,598
Natl Median: $61,982
Lifetime Value Added
+$153k
Drama/Theatre Arts and Stagecraft
AssocCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,773
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
$11,995
Earnings (4yr)
$69,398
Natl Median: $70,808
Lifetime Value Added
+$215k
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
$81,276
Natl Median: $67,792
Lifetime Value Added
+$322k
Engineering, General
AssocCIP: 1401
Median Debt
$9,935
Earnings (4yr)
$73,204
Natl Median: $72,916
Lifetime Value Added
+$249k
Entrepreneurial and Small Business Operations
AssocCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,095
Lifetime Value Added
N/A
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (4yr)
$25,831
Natl Median: $31,650
Lifetime Value Added
-$212k
Funeral Service and Mortuary Science
AssocCIP: 1203
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,962
Lifetime Value Added
N/A
General Sales, Merchandising and Related Marketing Operations
AssocCIP: 5218
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,500
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
$47,573
Natl Median: $37,073
Lifetime Value Added
+$8k
Health Professions and Related Clinical Sciences, Other
AssocCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,027
Lifetime Value Added
N/A
Health-Related Knowledge and Skills
AssocCIP: 3401
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,272
Lifetime Value Added
N/A
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
AssocCIP: 4702
Median Debt
$12,000
Earnings (4yr)
$64,515
Natl Median: $58,236
Lifetime Value Added
+$171k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
$7,679
Earnings (4yr)
$37,320
Natl Median: $34,184
Lifetime Value Added
-$94k
Human Services, General
AssocCIP: 4400
Median Debt
$10,946
Earnings (4yr)
$38,446
Natl Median: $39,422
Lifetime Value Added
-$83k
Industrial Production Technologies/Technicians
AssocCIP: 1506
Median Debt
-
Earnings (4yr)
$67,702
Natl Median: $73,593
Lifetime Value Added
+$200k
Information Science/Studies
AssocCIP: 1104
Median Debt
$9,317
Earnings (4yr)
$61,679
Natl Median: $56,799
Lifetime Value Added
+$145k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$8,750
Earnings (4yr)
$41,374
Natl Median: $44,125
Lifetime Value Added
-$53k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Mechanic and Repair Technologies/Technicians, Other
AssocCIP: 4799
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,607
Lifetime Value Added
N/A
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
-
Earnings (5yr)
$70,905
Natl Median: $64,773
Lifetime Value Added
+$216k
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
-
Earnings (4yr)
$46,782
Natl Median: $40,734
Lifetime Value Added
+$624
Natural Resources Conservation and Research
AssocCIP: 0301
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,634
Lifetime Value Added
N/A
Parks, Recreation, Leisure, Fitness, and Kinesiology, Other
AssocCIP: 3199
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,983
Lifetime Value Added
N/A
Physical Sciences, General
AssocCIP: 4001
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,076
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$16,100
Earnings (4yr)
$83,443
Natl Median: $80,813
Lifetime Value Added
+$341k
Security Science and Technology
AssocCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,839
Lifetime Value Added
N/A
Specialized Sales, Merchandising and Marketing Operations
AssocCIP: 5219
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,002
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
AssocCIP: 3105
Median Debt
-
Earnings (5yr)
$39,992
Natl Median: $40,162
Lifetime Value Added
-$75k
Teaching Assistants/Aides
AssocCIP: 1315
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,642
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
$10,000
Earnings (4yr)
$53,029
Natl Median: $58,424
Lifetime Value Added
+$62k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.