College ROI

Smarter Choices, Brighter Futures
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Maria College of Albany

Albany, NY 656 Undergrads 42.4% Grad Rate
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Total Cost
$21,798
Sticker Price
Avg Net Price
$13,082
After Aid
Median Earnings
$69,643
4yr Post-Grad

Vs. Peer Institutions

Net Price$13,082
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$69,643
Peer Midpoint: $50,127.5
Graduation Rate42.4%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients48.0%
Enrollment Status
Full-Time21.5%
Economic Outcomes
Earn More than HS81.4%

Admissions Profile

Acceptance
44.5%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$717k
+$202k
+$233k
Median Cost$13k/yr
+$693k
+$178k
+$209k
Full Cost$22k/yr
+$677k
+$162k
+$193k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
23
Median Cost$13k/yr
24
869%
Full Cost$22k/yr
26
482%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return1035%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return213%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Health Professions and Related Clinical Sciences, Other
CertCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,980
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$15,208
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
$19,371
Earnings (4yr)
$40,525
Natl Median: $42,269
Lifetime Value Added
-$70k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
$79,266
Natl Median: $44,125
Lifetime Value Added
+$295k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$20,000
Earnings (4yr)
$80,428
Natl Median: $80,813
Lifetime Value Added
+$306k

Bachelor's Degrees

Health and Medical Administrative Services
BachCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$27,673
Earnings (4yr)
-
Natl Median: $61,296
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,706
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,792
Earnings (4yr)
$89,587
Natl Median: $88,910
Lifetime Value Added
+$232k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.