College ROI

Smarter Choices, Brighter Futures
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Mercy College of Ohio

Toledo, OH 939 Undergrads 68.8% Grad Rate
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Total Cost
$30,260
Sticker Price
Avg Net Price
$17,989
After Aid
Median Earnings
$71,303
4yr Post-Grad

Vs. Peer Institutions

Net Price$17,989
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$71,303
Peer Midpoint: $60,428
Graduation Rate68.8%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients36.0%
Enrollment Status
Full-Time26.3%
Economic Outcomes
Earn More than HS83.8%

Admissions Profile

Acceptance
93.2%
SAT Avg
947
SAT Reading
25th: 41043475th: 510
SAT Math
25th: 38039575th: 500
ACT Composite
25th: 151975th: 20

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$624k
+$157k
+$139k
Median Cost$18k/yr
+$559k
+$92k
+$75k
Full Cost$30k/yr
+$515k
+$48k
+$31k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
30
Median Cost$18k/yr
39
115%
Full Cost$30k/yr
49
28%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return148%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-12%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
$12,255
Earnings (4yr)
$52,301
Natl Median: $57,584
Lifetime Value Added
+$100k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Ophthalmic and Optometric Support Services and Allied Professions
CertCIP: 5118
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,061
Lifetime Value Added
N/A

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$18,363
Earnings (4yr)
$62,824
Natl Median: $65,389
Lifetime Value Added
+$138k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,073
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
$29,534
Earnings (4yr)
-
Natl Median: $51,180
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$20,000
Earnings (4yr)
$76,510
Natl Median: $80,813
Lifetime Value Added
+$262k

Bachelor's Degrees

Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$25,000
Earnings (4yr)
$66,015
Natl Median: $58,716
Lifetime Value Added
+$34k
Health Services/Allied Health/Health Sciences, General
BachCIP: 5100
Median Debt
$26,559
Earnings (4yr)
$80,420
Natl Median: $61,296
Lifetime Value Added
+$144k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$23,500
Earnings (4yr)
$75,648
Natl Median: $88,910
Lifetime Value Added
+$108k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.