College ROI

Smarter Choices, Brighter Futures
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Montcalm Community College

Sidney, MI 1,122 Undergrads 34.7% Grad Rate
Share
Total Cost
$12,702
Sticker Price
Avg Net Price
$7,280
After Aid
Median Earnings
$55,704
4yr Post-Grad

Vs. Peer Institutions

Net Price$7,280
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$55,704
Peer Midpoint: $50,127.5
Graduation Rate34.7%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients45.9%
Enrollment Status
Full-Time34.6%
Economic Outcomes
Earn More than HS55.9%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$588k
+$72k
+$103k
Median Cost$7k/yr
+$574k
+$59k
+$90k
Full Cost$13k/yr
+$565k
+$49k
+$80k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
26
Median Cost$7k/yr
28
674%
Full Cost$13k/yr
30
344%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return761%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return148%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (2yr)
$25,194
Natl Median: $34,272
Lifetime Value Added
-$175k
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
CertCIP: 5111
Median Debt
-
Earnings (4yr)
$62,883
Natl Median: $54,229
Lifetime Value Added
+$219k
Heavy/Industrial Equipment Maintenance Technologies/Technicians
CertCIP: 4703
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,199
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
$12,375
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (5yr)
$64,646
Natl Median: $55,153
Lifetime Value Added
+$224k
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,702
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (5yr)
$47,477
Natl Median: $47,660
Lifetime Value Added
+$523
Agricultural Production Operations
AssocCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,438
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,246
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,726
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
AssocCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,895
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Film/Video and Photographic Arts
AssocCIP: 5006
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,186
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$28,410
Natl Median: $37,073
Lifetime Value Added
-$189k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$11,177
Earnings (4yr)
$46,716
Natl Median: $44,125
Lifetime Value Added
+$2k
Management Information Systems and Services
AssocCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,556
Lifetime Value Added
N/A
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$20,273
Earnings (4yr)
$74,116
Natl Median: $80,813
Lifetime Value Added
+$260k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A
Teaching Assistants/Aides
AssocCIP: 1315
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,642
Lifetime Value Added
N/A
Veterinary Biomedical and Clinical Sciences
AssocCIP: 0181
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,312
Lifetime Value Added
N/A

Other Programs

Criminal Justice and Corrections
DegCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,717
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.