College ROI

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Moody Bible Institute

Chicago, IL 1,510 Undergrads 55.0% Grad Rate
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Total Cost
$34,327
Sticker Price
Avg Net Price
$22,221
After Aid
Median Earnings
$46,905
4yr Post-Grad

Vs. Peer Institutions

Net Price$22,221
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$46,905
Peer Midpoint: $60,428
Graduation Rate55.0%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients34.8%
Enrollment Status
Full-Time80.9%
Economic Outcomes
Earn More than HS67.3%

Admissions Profile

Acceptance
82.7%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$428k
-$39k
-$57k
Median Cost$22k/yr
+$348k
-$119k
-$137k
Full Cost$34k/yr
+$304k
-$163k
-$180k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$22k/yr
Never
-171%
Full Cost$34k/yr
Never
-146%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-164%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-97%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Bible/Biblical Studies
CertCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,192
Lifetime Value Added
N/A

Associate's Degrees

Bible/Biblical Studies
AssocCIP: 3902
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $41,884
Lifetime Value Added
-$185k

Bachelor's Degrees

Bible/Biblical Studies
BachCIP: 3902
Median Debt
$12,690
Earnings (4yr)
$50,342
Natl Median: $44,533
Lifetime Value Added
-$108k
Communication and Media Studies
BachCIP: 0901
Median Debt
$12,500
Earnings (4yr)
$48,158
Natl Median: $56,359
Lifetime Value Added
-$126k
Missions/Missionary Studies and Missiology
BachCIP: 3903
Median Debt
$14,250
Earnings (4yr)
$40,561
Natl Median: $40,103
Lifetime Value Added
-$191k
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
$12,180
Earnings (4yr)
$44,522
Natl Median: $42,915
Lifetime Value Added
-$157k
Religious Education
BachCIP: 3904
Median Debt
$12,647
Earnings (4yr)
$36,770
Natl Median: $43,633
Lifetime Value Added
-$224k
Religious Music and Worship
BachCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,456
Lifetime Value Added
N/A
Teaching English or French as a Second or Foreign Language
BachCIP: 1314
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,259
Lifetime Value Added
N/A
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
$15,000
Earnings (4yr)
$38,907
Natl Median: $44,535
Lifetime Value Added
-$205k
Theology and Religious Vocations, Other
BachCIP: 3999
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,566
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
BachCIP: 4706
Median Debt
-
Earnings (4yr)
$67,178
Natl Median: $80,809
Lifetime Value Added
+$28k

Post-Baccalaureate Certificates

Bible/Biblical Studies
PB-CertCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,827
Lifetime Value Added
N/A

Master's Degrees

Bible/Biblical Studies
MastCIP: 3902
Median Debt
$18,000
Earnings (4yr)
$66,956
Natl Median: $56,028
Lifetime Value Added
-$90k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
-
Earnings (4yr)
$47,576
Natl Median: $59,571
Lifetime Value Added
-$271k
Missions/Missionary Studies and Missiology
MastCIP: 3903
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,204
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
$25,442
Earnings (4yr)
$69,835
Natl Median: $61,300
Lifetime Value Added
-$65k
Theology and Religious Vocations, Other
MastCIP: 3999
Median Debt
-
Earnings (4yr)
$55,673
Natl Median: $54,640
Lifetime Value Added
-$194k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.