North Central Michigan College

Petoskey, MI 942 Undergrads 30.5% Grad Rate

School Website|Financial Calculator

Total Cost

$19,219

Sticker Price

Avg Net Price

$10,083

After Aid

Median Earnings

$44,584

4yr Post-Grad

Vs. Peer Institutions

Net Price$10,083

Peer Midpoint: $9,847

Earnings (4yr Post-Grad)$44,584

Peer Midpoint: $50,127.5

Graduation Rate30.5%

Peer Midpoint: 34.6%

Socio-Economic Diversity

Pell Grant Recipients53.1%

Enrollment Status

Full-Time59.9%

Economic Outcomes

Earn More than HS52.5%

Admissions Profile

Acceptance

100.0%

SAT Avg

SAT Reading

25th: --75th: -

SAT Math

25th: --75th: -

ACT Composite

25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$479k

-$37k

-$6k

Median Cost$10k/yr

+$460k

-$55k

-$24k

Full Cost$19k/yr

+$443k

-$72k

-$41k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

Never

-∞

Median Cost$10k/yr

Never

-131%

Full Cost$19k/yr

Never

-116%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-104%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-69%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services

CertCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $44,589

Lifetime Value Added

N/A

Allied Health Diagnostic, Intervention, and Treatment Professions

CertCIP: 5109

Median Debt

Earnings (4yr)

Natl Median: $57,584

Lifetime Value Added

N/A

Arts, Entertainment, and Media Management

CertCIP: 5010

Median Debt

Earnings (4yr)

Natl Median: $33,974

Lifetime Value Added

N/A

Business Administration, Management and Operations

CertCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $47,440

Lifetime Value Added

N/A

Business Operations Support and Assistant Services

CertCIP: 5204

Median Debt

Earnings (4yr)

Natl Median: $32,681

Lifetime Value Added

N/A

Clinical/Medical Laboratory Science/Research and Allied Professions

CertCIP: 5110

Median Debt

Earnings (4yr)

Natl Median: $38,675

Lifetime Value Added

N/A

Communication and Media Studies

CertCIP: 0901

Median Debt

Earnings (4yr)

Natl Median: $43,761

Lifetime Value Added

N/A

Computer Programming

CertCIP: 1102

Median Debt

Earnings (4yr)

Natl Median: $56,556

Lifetime Value Added

N/A

Criminal Justice and Corrections

CertCIP: 4301

Median Debt

Earnings (4yr)

Natl Median: $57,702

Lifetime Value Added

N/A

Design and Applied Arts

CertCIP: 5004

Median Debt

Earnings (4yr)

Natl Median: $36,116

Lifetime Value Added

N/A

Drafting/Design Engineering Technologies/Technicians

CertCIP: 1513

Median Debt

Earnings (4yr)

Natl Median: $53,359

Lifetime Value Added

N/A

Fine and Studio Arts

CertCIP: 5007

Median Debt

Earnings (4yr)

Natl Median: $36,104

Lifetime Value Added

N/A

Graphic Communications

CertCIP: 1003

Median Debt

Earnings (4yr)

Natl Median: $32,130

Lifetime Value Added

N/A

Health and Medical Administrative Services

CertCIP: 5107

Median Debt

Earnings (4yr)

$36,980

Natl Median: $35,447

Lifetime Value Added

-$58k

Legal Support Services

CertCIP: 2203

Median Debt

Earnings (4yr)

Natl Median: $49,747

Lifetime Value Added

N/A

Practical Nursing, Vocational Nursing and Nursing Assistants

CertCIP: 5139

Median Debt

Earnings (4yr)

Natl Median: $56,073

Lifetime Value Added

N/A

Precision Metal Working

CertCIP: 4805

Median Debt

Earnings (4yr)

Natl Median: $48,702

Lifetime Value Added

N/A

Associate's Degrees

Accounting and Related Services

AssocCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $47,660

Lifetime Value Added

N/A

Allied Health Diagnostic, Intervention, and Treatment Professions

AssocCIP: 5109

Median Debt

Earnings (4yr)

Natl Median: $65,389

Lifetime Value Added

N/A

Business Administration, Management and Operations

AssocCIP: 5202

Median Debt

Earnings (5yr)

$48,801

Natl Median: $48,733

Lifetime Value Added

+$8k

Business Operations Support and Assistant Services

AssocCIP: 5204

Median Debt

Earnings (4yr)

Natl Median: $37,587

Lifetime Value Added

N/A

Computer Systems Networking and Telecommunications

AssocCIP: 1109

Median Debt

Earnings (4yr)

Natl Median: $54,971

Lifetime Value Added

N/A

Computer/Information Technology Administration and Management

AssocCIP: 1110

Median Debt

Earnings (4yr)

Natl Median: $54,726

Lifetime Value Added

N/A

Criminal Justice and Corrections

AssocCIP: 4301

Median Debt

Earnings (4yr)

$46,463

Natl Median: $46,706

Lifetime Value Added

-$5k

Data Processing

AssocCIP: 1103

Median Debt

Earnings (4yr)

Natl Median: $51,859

Lifetime Value Added

N/A

General Sales, Merchandising and Related Marketing Operations

AssocCIP: 5218

Median Debt

Earnings (4yr)

Natl Median: $46,500

Lifetime Value Added

N/A

Legal Support Services

AssocCIP: 2203

Median Debt

Earnings (4yr)

Natl Median: $44,669

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

$10,812

Earnings (4yr)

$39,220

Natl Median: $44,125

Lifetime Value Added

-$78k

Physical Sciences, General

AssocCIP: 4001

Median Debt

Earnings (4yr)

$40,596

Natl Median: $49,076

Lifetime Value Added

-$64k

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

AssocCIP: 5138

Median Debt

$11,160

Earnings (4yr)

$75,021

Natl Median: $80,813

Lifetime Value Added

+$263k

Teacher Education and Professional Development, Specific Levels and Methods

AssocCIP: 1312

Median Debt

Earnings (2yr)

$19,455

Natl Median: $37,656

Lifetime Value Added

-$274k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.