College ROI

Smarter Choices, Brighter Futures
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North Central Texas College

Gainesville, TX 5,863 Undergrads 24.2% Grad Rate
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Total Cost
$10,200
Sticker Price
Avg Net Price
$6,587
After Aid
Median Earnings
$52,437
4yr Post-Grad

Vs. Peer Institutions

Net Price$6,587
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$52,437
Peer Midpoint: $50,127.5
Graduation Rate24.2%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients27.5%
Enrollment Status
Full-Time36.1%
Economic Outcomes
Earn More than HS62.9%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$556k
+$41k
+$72k
Median Cost$7k/yr
+$544k
+$29k
+$60k
Full Cost$10k/yr
+$538k
+$22k
+$53k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
Median Cost$7k/yr
31
494%
Full Cost$10k/yr
33
284%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return655%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return132%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Agricultural Business and Management
CertCIP: 0101
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,930
Lifetime Value Added
N/A
Agricultural Production Operations
CertCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,010
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
$73,811
Natl Median: $57,584
Lifetime Value Added
+$327k
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Computer Systems Networking and Telecommunications
CertCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,162
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
-
Earnings (4yr)
$28,796
Natl Median: $26,307
Lifetime Value Added
-$146k
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
CertCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,359
Lifetime Value Added
N/A
Fire Protection
CertCIP: 4302
Median Debt
-
Earnings (4yr)
$59,766
Natl Median: $62,436
Lifetime Value Added
+$188k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
CertCIP: 4702
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,148
Lifetime Value Added
N/A
Industrial Production Technologies/Technicians
CertCIP: 1506
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,294
Lifetime Value Added
N/A
Information Science/Studies
CertCIP: 1104
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,325
Lifetime Value Added
N/A
Mining and Petroleum Technologies/Technicians
CertCIP: 1509
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,032
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$9,750
Earnings (4yr)
$52,768
Natl Median: $56,073
Lifetime Value Added
+$115k
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (4yr)
$42,522
Natl Median: $48,702
Lifetime Value Added
+$6k

Associate's Degrees

Agricultural Business and Management
AssocCIP: 0101
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,825
Lifetime Value Added
N/A
Agricultural Production Operations
AssocCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,438
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$17,350
Earnings (4yr)
$68,343
Natl Median: $65,389
Lifetime Value Added
+$209k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$18,625
Earnings (4yr)
$55,451
Natl Median: $48,733
Lifetime Value Added
+$89k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Computer Systems Networking and Telecommunications
AssocCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,971
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
$47,644
Natl Median: $46,706
Lifetime Value Added
+$13k
Drafting/Design Engineering Technologies/Technicians
AssocCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,895
Lifetime Value Added
N/A
Fire Protection
AssocCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,589
Lifetime Value Added
N/A
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
AssocCIP: 4702
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,236
Lifetime Value Added
N/A
Information Science/Studies
AssocCIP: 1104
Median Debt
-
Earnings (4yr)
$49,136
Natl Median: $56,799
Lifetime Value Added
+$27k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,735
Earnings (4yr)
$46,319
Natl Median: $44,125
Lifetime Value Added
-$457
Mining and Petroleum Technologies/Technicians
AssocCIP: 1509
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,878
Lifetime Value Added
N/A
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$15,440
Earnings (4yr)
$82,081
Natl Median: $80,813
Lifetime Value Added
+$332k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
$45,900
Natl Median: $37,656
Lifetime Value Added
-$5k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.