College ROI

Smarter Choices, Brighter Futures
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Northern Essex Community College

Haverhill, MA 3,685 Undergrads 23.0% Grad Rate
Share
Total Cost
$13,201
Sticker Price
Avg Net Price
$6,046
After Aid
Median Earnings
$52,743
4yr Post-Grad

Vs. Peer Institutions

Net Price$6,046
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$52,743
Peer Midpoint: $50,127.5
Graduation Rate23.0%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients53.3%
Enrollment Status
Full-Time25.6%
Economic Outcomes
Earn More than HS59.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$559k
+$44k
+$75k
Median Cost$6k/yr
+$548k
+$33k
+$64k
Full Cost$13k/yr
+$535k
+$19k
+$51k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
Median Cost$6k/yr
30
574%
Full Cost$13k/yr
34
209%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return506%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return85%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
$5,600
Earnings (4yr)
$43,380
Natl Median: $34,272
Lifetime Value Added
+$15k
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
Alternative and Complementary Medicine and Medical Systems
CertCIP: 5133
Median Debt
-
Earnings (4yr)
$60,753
Natl Median: $36,403
Lifetime Value Added
+$199k
American Sign Language
CertCIP: 1616
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,771
Lifetime Value Added
N/A
Audiovisual Communications Technologies/Technicians
CertCIP: 1002
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,223
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
-
Earnings (4yr)
$42,625
Natl Median: $38,675
Lifetime Value Added
+$7k
Computer and Information Sciences and Support Services, Other
CertCIP: 1199
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,083
Lifetime Value Added
N/A
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,984
Lifetime Value Added
N/A
Computer Programming
CertCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,556
Lifetime Value Added
N/A
Computer Software and Media Applications
CertCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,400
Lifetime Value Added
N/A
Computer Systems Networking and Telecommunications
CertCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,162
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
-
Earnings (5yr)
$45,610
Natl Median: $33,673
Lifetime Value Added
+$30k
Drafting/Design Engineering Technologies/Technicians
CertCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,359
Lifetime Value Added
N/A
Electromechanical Technologies/Technicians
CertCIP: 1504
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,202
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
$45,284
Natl Median: $35,447
Lifetime Value Added
+$36k
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
$11,500
Earnings (4yr)
$44,043
Natl Median: $43,365
Lifetime Value Added
+$23k
Ophthalmic and Optometric Support Services and Allied Professions
CertCIP: 5118
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,061
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$11,447
Earnings (4yr)
$58,998
Natl Median: $56,073
Lifetime Value Added
+$181k
Public Health
CertCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,933
Lifetime Value Added
N/A
Security Science and Technology
CertCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,296
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
CertCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,570
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
$8,275
Earnings (4yr)
$58,193
Natl Median: $47,660
Lifetime Value Added
+$116k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$13,723
Earnings (4yr)
$75,972
Natl Median: $65,389
Lifetime Value Added
+$279k
American Sign Language
AssocCIP: 1616
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,886
Lifetime Value Added
N/A
Audiovisual Communications Technologies/Technicians
AssocCIP: 1002
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,660
Lifetime Value Added
N/A
Biological and Physical Sciences
AssocCIP: 3001
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,181
Lifetime Value Added
N/A
Biology, General
AssocCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,758
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$11,000
Earnings (4yr)
$54,167
Natl Median: $48,733
Lifetime Value Added
+$78k
Business/Commerce, General
AssocCIP: 5201
Median Debt
$8,505
Earnings (4yr)
$57,171
Natl Median: $49,927
Lifetime Value Added
+$106k
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,472
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
$12,250
Earnings (4yr)
$63,596
Natl Median: $54,246
Lifetime Value Added
+$167k
Computer Engineering Technologies/Technicians
AssocCIP: 1512
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,195
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$9,250
Earnings (4yr)
$52,309
Natl Median: $46,706
Lifetime Value Added
+$60k
Design and Applied Arts
AssocCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,127
Lifetime Value Added
N/A
Engineering/Engineering-Related Technologies/Technicians, Other
AssocCIP: 1599
Median Debt
-
Earnings (4yr)
$69,844
Natl Median: $69,455
Lifetime Value Added
+$224k
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (4yr)
$44,615
Natl Median: $31,650
Lifetime Value Added
-$16k
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
-
Earnings (4yr)
$45,824
Natl Median: $51,180
Lifetime Value Added
-$4k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$8,585
Earnings (4yr)
$46,563
Natl Median: $44,125
Lifetime Value Added
+$3k
Mental and Social Health Services and Allied Professions
AssocCIP: 5115
Median Debt
$11,875
Earnings (4yr)
$44,872
Natl Median: $40,734
Lifetime Value Added
-$14k
Physical Science Technologies/Technicians
AssocCIP: 4103
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,768
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$15,750
Earnings (4yr)
$86,929
Natl Median: $80,813
Lifetime Value Added
+$377k
Sports, Kinesiology, and Physical Education/Fitness
AssocCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,162
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
$10,758
Earnings (4yr)
$44,547
Natl Median: $37,656
Lifetime Value Added
-$17k
Visual and Performing Arts, General
AssocCIP: 5001
Median Debt
-
Earnings (5yr)
$29,828
Natl Median: $32,356
Lifetime Value Added
-$173k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.