Back to Colleges
Owensboro Community and Technical College
Owensboro, KY 2,648 Undergrads 43.8% Grad Rate
Total Cost
$13,476
Sticker Price
Avg Net Price
$5,800
After Aid
Median Earnings
$44,854
4yr Post-Grad
Vs. Peer Institutions
Net Price$5,800
Peer Midpoint: $17,333.5
Earnings (4yr Post-Grad)$44,854
Peer Midpoint: $34,461
Graduation Rate43.8%
Peer Midpoint: 68.7%
Socio-Economic Diversity
Pell Grant Recipients54.3%
Enrollment Status
Full-Time41.1%
Economic Outcomes
Earn More than HS52.7%
Admissions Profile
Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$521k
+$130k
+$37k
Median Cost$6k/yr
+$516k
+$124k
+$32k
Full Cost$13k/yr
+$509k
+$117k
+$24k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
28
∞
Median Cost$6k/yr
30
587%
Full Cost$13k/yr
33
196%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return494%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return71%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
Building/Construction Finishing, Management, and Inspection
CertCIP: 4604
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,012
Lifetime Value Added
N/A
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
$7,246
Earnings (4yr)
$68,388
Natl Median: $47,440
Lifetime Value Added
+$275k
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,984
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
$10,519
Earnings (4yr)
$68,178
Natl Median: $53,078
Lifetime Value Added
+$273k
Electrical/Electronic Engineering Technologies/Technicians
CertCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,492
Lifetime Value Added
N/A
Fire Protection
CertCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,436
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
CertCIP: 4702
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,148
Lifetime Value Added
N/A
Heavy/Industrial Equipment Maintenance Technologies/Technicians
CertCIP: 4703
Median Debt
-
Earnings (4yr)
$85,957
Natl Median: $62,199
Lifetime Value Added
+$446k
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (4yr)
$67,174
Natl Median: $48,702
Lifetime Value Added
+$263k
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,586
Lifetime Value Added
N/A
Associate's Degrees
Agricultural Production Operations
AssocCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,438
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$9,875
Earnings (4yr)
$54,761
Natl Median: $65,389
Lifetime Value Added
+$84k
Building/Construction Finishing, Management, and Inspection
AssocCIP: 4604
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,378
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$7,246
Earnings (4yr)
$50,919
Natl Median: $48,733
Lifetime Value Added
+$46k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,246
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$45,916
Natl Median: $46,706
Lifetime Value Added
-$12k
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (4yr)
$72,085
Natl Median: $70,808
Lifetime Value Added
+$244k
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Fire Protection
AssocCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,589
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (5yr)
$34,724
Natl Median: $37,073
Lifetime Value Added
-$123k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
AssocCIP: 4702
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,236
Lifetime Value Added
N/A
Heavy/Industrial Equipment Maintenance Technologies/Technicians
AssocCIP: 4703
Median Debt
-
Earnings (4yr)
$85,274
Natl Median: $69,017
Lifetime Value Added
+$363k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Human Services, General
AssocCIP: 4400
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,422
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$6,925
Earnings (4yr)
$38,980
Natl Median: $44,125
Lifetime Value Added
-$73k
Multi/Interdisciplinary Studies, Other
AssocCIP: 3099
Median Debt
-
Earnings (5yr)
$50,778
Natl Median: $50,491
Lifetime Value Added
+$35k
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$9,519
Earnings (4yr)
$69,983
Natl Median: $80,813
Lifetime Value Added
+$225k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A
Veterinary/Animal Health Technologies/Technicians
AssocCIP: 0183
Median Debt
-
Earnings (4yr)
$33,743
Natl Median: $41,460
Lifetime Value Added
-$126k
Bachelor's Degrees
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.