College ROI

Smarter Choices, Brighter Futures
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Palomar College

San Marcos, CA 17,712 Undergrads 24.6% Grad Rate
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Total Cost
$14,360
Sticker Price
Avg Net Price
$5,763
After Aid
Median Earnings
$82,130
4yr Post-Grad

Vs. Peer Institutions

Net Price$5,763
Peer Midpoint: $17,333.5
Earnings (4yr Post-Grad)$82,130
Peer Midpoint: $34,461
Graduation Rate24.6%
Peer Midpoint: 68.7%
Socio-Economic Diversity
Pell Grant Recipients19.6%
Enrollment Status
Full-Time35.7%
Economic Outcomes
Earn More than HS63.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$898k
+$507k
+$414k
Median Cost$6k/yr
+$893k
+$501k
+$408k
Full Cost$14k/yr
+$885k
+$493k
+$400k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
20
Median Cost$6k/yr
20
7640%
Full Cost$14k/yr
20
3006%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return6179%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return1540%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
Carpenters
CertCIP: 4602
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,835
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
-
Earnings (2yr)
$84,691
Natl Median: $54,485
Lifetime Value Added
+$467k
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A

Associate's Degrees

Biological and Physical Sciences
AssocCIP: 3001
Median Debt
-
Earnings (5yr)
$42,957
Natl Median: $50,393
Lifetime Value Added
-$41k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (5yr)
$65,947
Natl Median: $47,793
Lifetime Value Added
+$177k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
AssocCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,773
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,808
Lifetime Value Added
N/A
Fire Protection
AssocCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,589
Lifetime Value Added
N/A
Graphic Communications
AssocCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,221
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$67,708
Natl Median: $42,813
Lifetime Value Added
+$193k
Music
AssocCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,056
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (5yr)
$99,819
Natl Median: $80,813
Lifetime Value Added
+$475k
Social Sciences, General
AssocCIP: 4501
Median Debt
-
Earnings (5yr)
$38,312
Natl Median: $43,146
Lifetime Value Added
-$87k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A

Other Programs

Economics
DegCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,473
Lifetime Value Added
N/A
Ethnic, Cultural Minority, Gender, and Group Studies
DegCIP: 0502
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,144
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.