College ROI

Smarter Choices, Brighter Futures
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Passaic County Community College

Paterson, NJ 4,260 Undergrads 17.9% Grad Rate
Share
Total Cost
$13,754
Sticker Price
Avg Net Price
$7,761
After Aid
Median Earnings
$47,350
4yr Post-Grad

Vs. Peer Institutions

Net Price$7,761
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$47,350
Peer Midpoint: $50,127.5
Graduation Rate17.9%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients61.8%
Enrollment Status
Full-Time37.7%
Economic Outcomes
Earn More than HS52.1%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$506k
-$9k
+$22k
Median Cost$8k/yr
+$492k
-$24k
+$8k
Full Cost$14k/yr
+$481k
-$35k
-$3k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
Median Cost$8k/yr
50
53%
Full Cost$14k/yr
Never
-13%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return94%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-13%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

American Sign Language
CertCIP: 1616
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,771
Lifetime Value Added
N/A
Computer and Information Sciences, General
CertCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,984
Lifetime Value Added
N/A
Computer Software and Media Applications
CertCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,400
Lifetime Value Added
N/A
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
$38,554
Natl Median: $57,702
Lifetime Value Added
-$39k
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings (4yr)
-
Natl Median: $30,572
Lifetime Value Added
N/A
Education, General
CertCIP: 1301
Median Debt
-
Earnings (5yr)
$22,760
Natl Median: $47,863
Lifetime Value Added
-$220k
Education, Other
CertCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,151
Lifetime Value Added
N/A
Fire Protection
CertCIP: 4302
Median Debt
-
Earnings (4yr)
$37,203
Natl Median: $62,436
Lifetime Value Added
-$54k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other
CertCIP: 4399
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,396
Lifetime Value Added
N/A
Homeland Security
CertCIP: 4303
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,995
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (5yr)
$47,510
Natl Median: $43,365
Lifetime Value Added
+$48k
Social Work
CertCIP: 4407
Median Debt
-
Earnings (5yr)
$39,753
Natl Median: $43,190
Lifetime Value Added
-$34k
Teacher Education and Professional Development, Specific Levels and Methods
CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
American Sign Language
AssocCIP: 1616
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,886
Lifetime Value Added
N/A
Business/Commerce, General
AssocCIP: 5201
Median Debt
$3,800
Earnings (4yr)
$57,807
Natl Median: $49,927
Lifetime Value Added
+$109k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
$66,375
Natl Median: $54,246
Lifetime Value Added
+$189k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (5yr)
$44,742
Natl Median: $46,706
Lifetime Value Added
-$27k
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Engineering Science
AssocCIP: 1413
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,098
Lifetime Value Added
N/A
English Language and Literature, General
AssocCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,134
Lifetime Value Added
N/A
Graphic Communications
AssocCIP: 1003
Median Debt
-
Earnings (2yr)
$25,194
Natl Median: $36,221
Lifetime Value Added
-$207k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,073
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,180
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,992
Earnings (4yr)
$41,315
Natl Median: $44,125
Lifetime Value Added
-$53k
Management Information Systems and Services
AssocCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,556
Lifetime Value Added
N/A
Public Health
AssocCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,759
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (4yr)
$112,489
Natl Median: $80,813
Lifetime Value Added
+$602k
Social Work
AssocCIP: 4407
Median Debt
-
Earnings (4yr)
$39,907
Natl Median: $39,409
Lifetime Value Added
-$67k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Other Programs

Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.