Back to Colleges
Ridgewater College
Willmar, MN 2,162 Undergrads 46.9% Grad Rate
Total Cost
$15,694
Sticker Price
Avg Net Price
$10,046
After Aid
Median Earnings
$49,859
4yr Post-Grad
Vs. Peer Institutions
Net Price$10,046
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$49,859
Peer Midpoint: $50,127.5
Graduation Rate46.9%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients45.0%
Enrollment Status
Full-Time58.2%
Economic Outcomes
Earn More than HS69.4%
Admissions Profile
Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -
ROI Sensitivity Analysis
This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.
Lifetime Value Added (NPV)
Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$531k
+$15k
+$47k
Median Cost$10k/yr
+$513k
-$3k
+$28k
Full Cost$16k/yr
+$502k
-$13k
+$18k
ROI Efficiency Metrics
Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$10k/yr
38
153%
Full Cost$16k/yr
44
62%
Analysis Assumptions:
- Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
- Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
- Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
- NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Social Impact ROINew
Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.
Donor Return228%
Gov. Pell Grant ROINew
Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.
Taxpayer Return13%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.
Program ROI Analysis
Certificates
Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Agricultural Business and Management
CertCIP: 0101
Median Debt
$10,779
Earnings (4yr)
$50,046
Natl Median: $43,930
Lifetime Value Added
+$83k
Agricultural Production Operations
CertCIP: 0103
Median Debt
-
Earnings (4yr)
$56,311
Natl Median: $42,010
Lifetime Value Added
+$149k
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,272
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
Audiovisual Communications Technologies/Technicians
CertCIP: 1002
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,223
Lifetime Value Added
N/A
Basic Skills and Developmental/Remedial Education
CertCIP: 3201
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,011
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Carpenters
CertCIP: 4602
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,835
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,675
Lifetime Value Added
N/A
Computer Engineering Technologies/Technicians
CertCIP: 1512
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,000
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
$9,500
Earnings (4yr)
$29,574
Natl Median: $26,307
Lifetime Value Added
-$140k
Design and Applied Arts
CertCIP: 5004
Median Debt
-
Earnings (4yr)
$41,332
Natl Median: $36,116
Lifetime Value Added
-$11k
Drafting/Design Engineering Technologies/Technicians
CertCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,359
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
-
Earnings (4yr)
$77,727
Natl Median: $53,078
Lifetime Value Added
+$362k
Electromechanical Technologies/Technicians
CertCIP: 1504
Median Debt
-
Earnings (4yr)
$73,528
Natl Median: $65,202
Lifetime Value Added
+$321k
General Sales, Merchandising and Related Marketing Operations
CertCIP: 5218
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,001
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
International/Globalization Studies
CertCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,099
Lifetime Value Added
N/A
Legal Support Services
CertCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,747
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Plant Sciences
CertCIP: 0111
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,404
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$18,048
Earnings (4yr)
$44,191
Natl Median: $56,073
Lifetime Value Added
+$20k
Precision Metal Working
CertCIP: 4805
Median Debt
$9,750
Earnings (4yr)
$54,714
Natl Median: $48,702
Lifetime Value Added
+$133k
Somatic Bodywork and Related Therapeutic Services
CertCIP: 5135
Median Debt
-
Earnings (4yr)
-
Natl Median: $29,652
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
CertCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,570
Lifetime Value Added
N/A
Teaching Assistants/Aides
CertCIP: 1315
Median Debt
-
Earnings (4yr)
-
Natl Median: $24,479
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
$9,885
Earnings (4yr)
$51,792
Natl Median: $51,586
Lifetime Value Added
+$102k
Associate's Degrees
Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
$50,108
Natl Median: $47,660
Lifetime Value Added
+$31k
Agricultural Business and Management
AssocCIP: 0101
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,825
Lifetime Value Added
N/A
Agricultural Production Operations
AssocCIP: 0103
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,438
Lifetime Value Added
N/A
Agriculture, General
AssocCIP: 0100
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,683
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Audiovisual Communications Technologies/Technicians
AssocCIP: 1002
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,660
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (2yr)
$25,967
Natl Median: $37,587
Lifetime Value Added
-$203k
Computer Engineering Technologies/Technicians
AssocCIP: 1512
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,195
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,737
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,726
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
AssocCIP: 1204
Median Debt
-
Earnings (4yr)
-
Natl Median: $27,014
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
$63,210
Natl Median: $46,706
Lifetime Value Added
+$156k
Design and Applied Arts
AssocCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,127
Lifetime Value Added
N/A
Drafting/Design Engineering Technologies/Technicians
AssocCIP: 1513
Median Debt
-
Earnings (2yr)
$52,107
Natl Median: $55,895
Lifetime Value Added
+$71k
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,808
Lifetime Value Added
N/A
Electromechanical Technologies/Technicians
AssocCIP: 1504
Median Debt
$15,015
Earnings (4yr)
$73,764
Natl Median: $73,046
Lifetime Value Added
+$251k
General Sales, Merchandising and Related Marketing Operations
AssocCIP: 5218
Median Debt
-
Earnings (4yr)
$47,662
Natl Median: $46,500
Lifetime Value Added
+$7k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
$22,399
Earnings (4yr)
$40,575
Natl Median: $37,073
Lifetime Value Added
-$64k
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,180
Lifetime Value Added
N/A
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$10,960
Earnings (4yr)
$48,951
Natl Median: $44,125
Lifetime Value Added
+$19k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Plant Sciences
AssocCIP: 0111
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,971
Lifetime Value Added
N/A
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Radio, Television, and Digital Communication
AssocCIP: 0907
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,074
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$15,250
Earnings (4yr)
$69,504
Natl Median: $80,813
Lifetime Value Added
+$213k
Rehabilitation and Therapeutic Professions
AssocCIP: 5123
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,854
Lifetime Value Added
N/A
Somatic Bodywork and Related Therapeutic Services
AssocCIP: 5135
Median Debt
-
Earnings (4yr)
-
Natl Median: $29,755
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
$26,033
Natl Median: $37,656
Lifetime Value Added
-$213k
Teaching Assistants/Aides
AssocCIP: 1315
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,642
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A
Veterinary/Animal Health Technologies/Technicians
AssocCIP: 0183
Median Debt
$13,000
Earnings (4yr)
$40,054
Natl Median: $41,460
Lifetime Value Added
-$70k
Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.
For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.