College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Rowan College of South Jersey-Cumberland Campus

Vineland, NJ 2,074 Undergrads 36.6% Grad Rate
Share
Total Cost
$16,069
Sticker Price
Avg Net Price
$10,562
After Aid
Median Earnings
$48,576
4yr Post-Grad

Vs. Peer Institutions

Net Price$10,562
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)Completers only after graduation
$48,576
Peer Midpoint: $50,128
Earnings (10yr Post-Enroll)All enrolled after enrollment
$41,751
Peer Midpoint: $40,451
Graduation Rate36.6%
Peer Midpoint: 34.6%
Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.
Average Starting Age22.5
Socio-Economic Diversity
Pell Grant Recipients50.9%
Enrollment Status
Full-Time50.4%
Economic Outcomes
Earn More than HS59.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 2 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$518k
+$3k
+$34k
Median Cost$11k/yr
+$499k
-$17k
+$15k
Full Cost$16k/yr
+$489k
-$27k
+$4k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
Median Cost$11k/yr
45
75%
Full Cost$16k/yr
56
15%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return141%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-8%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$55,535
Natl Median: $47,440
Lifetime Value Added
+$141k
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,400
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$44,362
Natl Median: $57,702
Lifetime Value Added
+$22k
Education, General
CertCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,863
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,104
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,833
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,294
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$42,549
Natl Median: $43,365
Lifetime Value Added
+$2k
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (2yr)
$38,289
Natl Median: $47,660
Lifetime Value Added
-$73k
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,825
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Median Debt
$11,000
Earnings (4yr)
$79,812
Natl Median: $65,389
Lifetime Value Added
+$305k
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,283
Lifetime Value Added
N/A
Biology, General
AssocCIP: 2601
Median Debt
$9,837
Earnings (4yr)
$48,136
Natl Median: $44,758
Lifetime Value Added
+$10k
Median Debt
$11,230
Earnings (4yr)
$55,720
Natl Median: $48,733
Lifetime Value Added
+$84k
Median Debt
-
Earnings (4yr)
$32,768
Natl Median: $37,587
Lifetime Value Added
-$145k
Chemistry
AssocCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,597
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$46,180
Natl Median: $54,246
Lifetime Value Added
-$9k
Median Debt
-
Earnings (4yr)
$33,043
Natl Median: $41,737
Lifetime Value Added
-$142k
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,971
Lifetime Value Added
N/A
Median Debt
$12,000
Earnings (4yr)
$44,481
Natl Median: $46,706
Lifetime Value Added
-$26k
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,127
Lifetime Value Added
N/A
Education, General
AssocCIP: 1301
Median Debt
$11,000
Earnings (4yr)
$39,731
Natl Median: $41,787
Lifetime Value Added
-$74k
Engineering, General
AssocCIP: 1401
Median Debt
-
Earnings (4yr)
$72,502
Natl Median: $72,916
Lifetime Value Added
+$239k
Engineering/Engineering-Related Technologies/Technicians, Other
AssocCIP: 1599
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,455
Lifetime Value Added
N/A
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,650
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,425
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,593
Lifetime Value Added
N/A
Median Debt
$11,000
Earnings (4yr)
$41,244
Natl Median: $44,125
Lifetime Value Added
-$59k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Mathematics
AssocCIP: 2701
Median Debt
-
Earnings (4yr)
$43,325
Natl Median: $59,929
Lifetime Value Added
-$38k
Median Debt
$13,792
Earnings (4yr)
$89,974
Natl Median: $80,813
Lifetime Value Added
+$396k
Social Work
AssocCIP: 4407
Median Debt
$20,000
Earnings (4yr)
$49,880
Natl Median: $39,409
Lifetime Value Added
+$27k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.