College ROI

Smarter Choices, Brighter Futures
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Saint Paul College

Saint Paul, MN 3,813 Undergrads 33.3% Grad Rate
Share
Total Cost
$18,261
Sticker Price
Avg Net Price
$11,495
After Aid
Median Earnings
$52,870
4yr Post-Grad

Vs. Peer Institutions

Net Price$11,495
Peer Midpoint: $17,333.5
Earnings (4yr Post-Grad)$52,870
Peer Midpoint: $34,461
Graduation Rate33.3%
Peer Midpoint: 68.7%
Socio-Economic Diversity
Pell Grant Recipients56.9%
Enrollment Status
Full-Time45.2%
Economic Outcomes
Earn More than HS58.7%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$607k
+$215k
+$123k
Median Cost$11k/yr
+$596k
+$205k
+$112k
Full Cost$18k/yr
+$590k
+$198k
+$106k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
22
Median Cost$11k/yr
23
1049%
Full Cost$18k/yr
24
623%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return1306%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return244%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,272
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
American Sign Language
CertCIP: 1616
Median Debt
-
Earnings (5yr)
$42,470
Natl Median: $41,771
Lifetime Value Added
-$9k
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
CertCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,681
Lifetime Value Added
N/A
Carpenters
CertCIP: 4602
Median Debt
-
Earnings (2yr)
$30,771
Natl Median: $41,835
Lifetime Value Added
-$114k
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
-
Earnings (4yr)
$61,879
Natl Median: $38,675
Lifetime Value Added
+$205k
Computer Programming
CertCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,556
Lifetime Value Added
N/A
Computer Software and Media Applications
CertCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,400
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
CertCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
$7,597
Earnings (4yr)
$38,855
Natl Median: $26,307
Lifetime Value Added
-$39k
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings (4yr)
$47,176
Natl Median: $30,572
Lifetime Value Added
+$51k
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
$11,000
Earnings (4yr)
$69,776
Natl Median: $53,078
Lifetime Value Added
+$283k
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
$49,800
Natl Median: $35,447
Lifetime Value Added
+$79k
Hospitality Administration/Management
CertCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,962
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
$36,624
Natl Median: $31,135
Lifetime Value Added
-$64k
Human Resources Management and Services
CertCIP: 5210
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,907
Lifetime Value Added
N/A
Marketing
CertCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,757
Lifetime Value Added
N/A
Movement and Mind-Body Therapies and Education
CertCIP: 5136
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,149
Lifetime Value Added
N/A
Plumbing and Related Water Supply Services
CertCIP: 4605
Median Debt
-
Earnings (4yr)
$106,325
Natl Median: $49,996
Lifetime Value Added
+$638k
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$9,500
Earnings (4yr)
$49,225
Natl Median: $56,073
Lifetime Value Added
+$73k
Precision Metal Working
CertCIP: 4805
Median Debt
$9,500
Earnings (4yr)
$62,541
Natl Median: $48,702
Lifetime Value Added
+$212k
Somatic Bodywork and Related Therapeutic Services
CertCIP: 5135
Median Debt
-
Earnings (4yr)
$28,548
Natl Median: $29,652
Lifetime Value Added
-$153k
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
-
Earnings (4yr)
$50,356
Natl Median: $51,586
Lifetime Value Added
+$85k
Visual and Performing Arts, General
CertCIP: 5001
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,600
Lifetime Value Added
N/A
Woodworking
CertCIP: 4807
Median Debt
-
Earnings (4yr)
$45,996
Natl Median: $44,664
Lifetime Value Added
+$39k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
$50,492
Natl Median: $47,660
Lifetime Value Added
+$32k
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,269
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$14,793
Earnings (4yr)
$63,304
Natl Median: $65,389
Lifetime Value Added
+$154k
American Sign Language
AssocCIP: 1616
Median Debt
-
Earnings (4yr)
$34,519
Natl Median: $37,886
Lifetime Value Added
-$128k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$24,250
Earnings (4yr)
$54,742
Natl Median: $48,733
Lifetime Value Added
+$73k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,927
Lifetime Value Added
N/A
Chemistry
AssocCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,597
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,472
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Computer Science
AssocCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,283
Lifetime Value Added
N/A
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,737
Lifetime Value Added
N/A
Computer Systems Networking and Telecommunications
AssocCIP: 1109
Median Debt
-
Earnings (4yr)
$52,173
Natl Median: $54,971
Lifetime Value Added
+$48k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,726
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
AssocCIP: 1204
Median Debt
-
Earnings (5yr)
$36,168
Natl Median: $27,014
Lifetime Value Added
-$119k
Culinary Arts and Related Services
AssocCIP: 1205
Median Debt
-
Earnings (4yr)
$42,842
Natl Median: $39,605
Lifetime Value Added
-$44k
Engineering, General
AssocCIP: 1401
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,916
Lifetime Value Added
N/A
Entrepreneurial and Small Business Operations
AssocCIP: 5207
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,095
Lifetime Value Added
N/A
Finance and Financial Management Services
AssocCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,913
Lifetime Value Added
N/A
Geography and Cartography
AssocCIP: 4507
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,052
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
$53,765
Natl Median: $37,073
Lifetime Value Added
+$64k
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,180
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
$36,167
Natl Median: $34,184
Lifetime Value Added
-$112k
Human Resources Management and Services
AssocCIP: 5210
Median Debt
$20,237
Earnings (4yr)
$55,104
Natl Median: $54,425
Lifetime Value Added
+$77k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$14,155
Earnings (4yr)
$47,049
Natl Median: $44,125
Lifetime Value Added
-$2k
Management Information Systems and Services
AssocCIP: 5212
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,556
Lifetime Value Added
N/A
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Multi/Interdisciplinary Studies, Other
AssocCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,491
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
AssocCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,755
Lifetime Value Added
N/A
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (2yr)
$41,193
Natl Median: $56,451
Lifetime Value Added
-$44k
Public Health
AssocCIP: 5122
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,759
Lifetime Value Added
N/A
Science Technologies/Technicians, General
AssocCIP: 4100
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,574
Lifetime Value Added
N/A
Somatic Bodywork and Related Therapeutic Services
AssocCIP: 5135
Median Debt
-
Earnings (5yr)
$14,668
Natl Median: $29,755
Lifetime Value Added
-$338k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
$53,658
Natl Median: $58,424
Lifetime Value Added
+$63k
Visual and Performing Arts, General
AssocCIP: 5001
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,799
Lifetime Value Added
N/A

Other Programs

Liberal Arts and Sciences, General Studies and Humanities
DegCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.