College ROI

Smarter Choices, Brighter Futures
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Schenectady County Community College

Schenectady, NY 1,507 Undergrads 25.0% Grad Rate
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Total Cost
$16,830
Sticker Price
Avg Net Price
$8,947
After Aid
Median Earnings
$44,040
4yr Post-Grad

Vs. Peer Institutions

Net Price$8,947
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$44,040
Peer Midpoint: $50,127.5
Graduation Rate25.0%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients57.4%
Enrollment Status
Full-Time60.0%
Economic Outcomes
Earn More than HS57.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$473k
-$42k
-$11k
Median Cost$9k/yr
+$457k
-$59k
-$28k
Full Cost$17k/yr
+$442k
-$73k
-$42k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$9k/yr
Never
-167%
Full Cost$17k/yr
Never
-136%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-136%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-72%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Business/Commerce, General
CertCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,097
Lifetime Value Added
N/A
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,702
Lifetime Value Added
N/A
Culinary Arts and Related Services
CertCIP: 1205
Median Debt
-
Earnings (4yr)
-
Natl Median: $30,572
Lifetime Value Added
N/A
Health and Medical Administrative Services
CertCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,447
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
CertCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,980
Lifetime Value Added
N/A
Hospitality Administration/Management
CertCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,962
Lifetime Value Added
N/A
Human Services, General
CertCIP: 4400
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,390
Lifetime Value Added
N/A
Music
CertCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,318
Lifetime Value Added
N/A
Security Science and Technology
CertCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,296
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A
Teaching Assistants/Aides
CertCIP: 1315
Median Debt
-
Earnings (4yr)
-
Natl Median: $24,479
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Air Transportation
AssocCIP: 4901
Median Debt
-
Earnings (4yr)
-
Natl Median: $75,495
Lifetime Value Added
N/A
Arts, Entertainment, and Media Management
AssocCIP: 5010
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,370
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
$46,662
Natl Median: $48,733
Lifetime Value Added
-$1k
Computer and Information Sciences and Support Services, Other
AssocCIP: 1199
Median Debt
-
Earnings (2yr)
$36,141
Natl Median: $55,378
Lifetime Value Added
-$92k
Computer Science
AssocCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,283
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
$55,533
Natl Median: $46,706
Lifetime Value Added
+$85k
Culinary Arts and Related Services
AssocCIP: 1205
Median Debt
-
Earnings (4yr)
$48,073
Natl Median: $39,605
Lifetime Value Added
+$13k
Energy Systems Technologies/Technicians
AssocCIP: 1517
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,276
Lifetime Value Added
N/A
Fire Protection
AssocCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,589
Lifetime Value Added
N/A
Foods, Nutrition, and Related Services
AssocCIP: 1905
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,400
Lifetime Value Added
N/A
Health Professions and Related Clinical Sciences, Other
AssocCIP: 5199
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,027
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (5yr)
$37,878
Natl Median: $41,099
Lifetime Value Added
-$97k
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (5yr)
$33,417
Natl Median: $34,184
Lifetime Value Added
-$142k
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (5yr)
$64,862
Natl Median: $44,669
Lifetime Value Added
+$161k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
$39,187
Natl Median: $44,125
Lifetime Value Added
-$76k
Music
AssocCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,056
Lifetime Value Added
N/A
Science Technologies/Technicians, Other
AssocCIP: 4199
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,780
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.