College ROI

Smarter Choices, Brighter Futures
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Southern California Seminary

El Cajon, CA 32 Undergrads 29.7% Grad Rate
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Total Cost
-
Sticker Price
Avg Net Price
-
After Aid
Median Earnings
$PS
4yr Post-Grad

Vs. Peer Institutions

Net Price-
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$PS
Peer Midpoint: $60,428
Graduation Rate29.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients33.3%
Enrollment Status
Full-Time31.3%
Economic Outcomes
Earn More than HSNaN%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
N/A
N/A
N/A
Median CostN/A
N/A
N/A
N/A
Full CostN/A
N/A
N/A
N/A

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
N/A
N/A
Median CostN/A
N/A
N/A
Full CostN/A
N/A
N/A
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Bible/Biblical Studies
CertCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,192
Lifetime Value Added
N/A

Bachelor's Degrees

Bible/Biblical Studies
BachCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,533
Lifetime Value Added
N/A

Master's Degrees

Bible/Biblical Studies
MastCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,028
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Doctoral Degrees

Bible/Biblical Studies
DocCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,812
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
DocCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A

Other Programs

Bible/Biblical Studies
DegCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,097
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.