College ROI

Smarter Choices, Brighter Futures
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Southwest Mississippi Community College

Summit, MS 1,474 Undergrads 46.0% Grad Rate
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Total Cost
$11,644
Sticker Price
Avg Net Price
$2,525
After Aid
Median Earnings
$27,408
4yr Post-Grad

Vs. Peer Institutions

Net Price$2,525
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$27,408
Peer Midpoint: $50,127.5
Graduation Rate46.0%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients63.7%
Enrollment Status
Full-Time87.2%
Economic Outcomes
Earn More than HS47.6%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$304k
-$212k
-$180k
Median Cost$3k/yr
+$299k
-$216k
-$185k
Full Cost$12k/yr
+$283k
-$233k
-$202k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$3k/yr
Never
-3989%
Full Cost$12k/yr
Never
-943%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1566%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-342%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Carpenters
CertCIP: 4602
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,835
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
-
Earnings (4yr)
$18,376
Natl Median: $26,307
Lifetime Value Added
-$259k
Ground Transportation
CertCIP: 4902
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,118
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
$33,804
Natl Median: $56,073
Lifetime Value Added
-$86k
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,702
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,586
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Computer Systems Networking and Telecommunications
AssocCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,971
Lifetime Value Added
N/A
Electrical and Power Transmission Installers
AssocCIP: 4603
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,808
Lifetime Value Added
N/A
Finance and Financial Management Services
AssocCIP: 5208
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,913
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
$35,117
Natl Median: $37,073
Lifetime Value Added
-$106k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
AssocCIP: 4702
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,236
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
$29,575
Natl Median: $34,184
Lifetime Value Added
-$163k
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
$31,276
Natl Median: $44,125
Lifetime Value Added
-$145k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Mining and Petroleum Technologies/Technicians
AssocCIP: 1509
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,878
Lifetime Value Added
N/A
Plumbing and Related Water Supply Services
AssocCIP: 4605
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,499
Lifetime Value Added
N/A
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Quality Control and Safety Technologies/Technicians
AssocCIP: 1507
Median Debt
-
Earnings (4yr)
-
Natl Median: $77,094
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (4yr)
$76,451
Natl Median: $80,813
Lifetime Value Added
+$289k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.