College ROI

Smarter Choices, Brighter Futures
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Southwest Tennessee Community College

Memphis, TN 5,047 Undergrads 19.1% Grad Rate
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Total Cost
$12,999
Sticker Price
Avg Net Price
$4,754
After Aid
Median Earnings
$44,124
4yr Post-Grad

Vs. Peer Institutions

Net Price$4,754
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$44,124
Peer Midpoint: $50,127.5
Graduation Rate19.1%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients54.7%
Enrollment Status
Full-Time54.7%
Economic Outcomes
Earn More than HS50.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$474k
-$41k
-$10k
Median Cost$5k/yr
+$465k
-$50k
-$19k
Full Cost$13k/yr
+$450k
-$65k
-$34k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$5k/yr
Never
-217%
Full Cost$13k/yr
Never
-143%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-141%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-62%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Accounting and Related Services
CertCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,272
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
$52,109
Natl Median: $57,584
Lifetime Value Added
+$110k
Architectural Engineering Technologies/Technicians
CertCIP: 1501
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Business, Management, Marketing, and Related Support Services, Other
CertCIP: 5299
Median Debt
-
Earnings (4yr)
-
Natl Median: $79,067
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
CertCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,675
Lifetime Value Added
N/A
Computer Engineering Technologies/Technicians
CertCIP: 1512
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,000
Lifetime Value Added
N/A
Computer Programming
CertCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,556
Lifetime Value Added
N/A
Computer Systems Networking and Telecommunications
CertCIP: 1109
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,162
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
CertCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,492
Lifetime Value Added
N/A
Heavy/Industrial Equipment Maintenance Technologies/Technicians
CertCIP: 4703
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,199
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Mechanic and Repair Technologies/Technicians, Other
CertCIP: 4799
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,413
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
CertCIP: 5115
Median Debt
-
Earnings (5yr)
$18,739
Natl Median: $43,365
Lifetime Value Added
-$262k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
$54,736
Natl Median: $42,269
Lifetime Value Added
+$85k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (5yr)
$56,639
Natl Median: $65,389
Lifetime Value Added
+$93k
Architectural Engineering Technologies/Technicians
AssocCIP: 1501
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,767
Lifetime Value Added
N/A
Basic Skills and Developmental/Remedial Education
AssocCIP: 3201
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,709
Lifetime Value Added
N/A
Biotechnology
AssocCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,595
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
$47,286
Natl Median: $48,733
Lifetime Value Added
+$13k
Business Operations Support and Assistant Services
AssocCIP: 5204
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
-
Earnings (2yr)
$44,384
Natl Median: $57,472
Lifetime Value Added
+$1k
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,246
Lifetime Value Added
N/A
Computer Engineering Technologies/Technicians
AssocCIP: 1512
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,195
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Design and Applied Arts
AssocCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,127
Lifetime Value Added
N/A
Dietetics and Clinical Nutrition Services
AssocCIP: 5131
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,303
Lifetime Value Added
N/A
Education, General
AssocCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,787
Lifetime Value Added
N/A
Electrical/Electronic Engineering Technologies/Technicians
AssocCIP: 1503
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,792
Lifetime Value Added
N/A
Electrical/Electronics Maintenance and Repair Technologies/Technicians
AssocCIP: 4701
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,241
Lifetime Value Added
N/A
Heavy/Industrial Equipment Maintenance Technologies/Technicians
AssocCIP: 4703
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,017
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
$35,883
Natl Median: $44,125
Lifetime Value Added
-$102k
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,773
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (4yr)
$80,052
Natl Median: $80,813
Lifetime Value Added
+$318k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.