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St Cloud Technical and Community College

Saint Cloud, MN 3,113 Undergrads 34.8% Grad Rate
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Total Cost
$14,325
Sticker Price
Avg Net Price
$9,635
After Aid
Median Earnings
$58,691
4yr Post-Grad

Vs. Peer Institutions

Net Price$9,635
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)Completers only after graduation
$58,691
Peer Midpoint: $50,128
Warning: This school's reported earnings inflated significantly (+25%) when the Dept of Education excluded non-graduates from the dataset. Take caution when comparing.
Earnings (10yr Post-Enroll)All enrolled after enrollment
$46,874
Peer Midpoint: $40,451
Graduation Rate34.8%
Peer Midpoint: 34.6%
Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.
Average Starting Age23.5
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients43.4%
Enrollment Status
Full-Time52.3%
Economic Outcomes
Earn More than HS69.9%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 2 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$616k
+$101k
+$132k
Median Cost$10k/yr
+$599k
+$83k
+$114k
Full Cost$14k/yr
+$590k
+$75k
+$106k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
25
∞
Median Cost$10k/yr
27
646%
Full Cost$14k/yr
28
402%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return870%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return171%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Carpenters
CertCIP: 4602
Median Debt
-
Earnings (4yr)
$42,052
Natl Median: $41,835
Lifetime Value Added
-$2k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,028
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,615
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $30,572
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,673
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,359
Lifetime Value Added
N/A
Median Debt
$10,000
Earnings (4yr)
$72,045
Natl Median: $53,078
Lifetime Value Added
+$307k
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,268
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,001
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$67,307
Natl Median: $48,148
Lifetime Value Added
+$261k
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Marketing
CertCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,757
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,365
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$59,675
Natl Median: $49,996
Lifetime Value Added
+$184k
Median Debt
$15,623
Earnings (4yr)
$54,132
Natl Median: $56,073
Lifetime Value Added
+$127k
Median Debt
$9,500
Earnings (4yr)
$58,749
Natl Median: $48,702
Lifetime Value Added
+$175k
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,570
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
$11,997
Earnings (4yr)
$58,970
Natl Median: $51,586
Lifetime Value Added
+$177k

Associate's Degrees

Median Debt
-
Earnings (4yr)
$56,802
Natl Median: $47,660
Lifetime Value Added
+$96k
Median Debt
$16,729
Earnings (4yr)
$63,400
Natl Median: $65,389
Lifetime Value Added
+$158k
Median Debt
$14,124
Earnings (4yr)
$55,199
Natl Median: $48,733
Lifetime Value Added
+$81k
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,519
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (5yr)
$67,638
Natl Median: $58,070
Lifetime Value Added
+$185k
Median Debt
-
Earnings (4yr)
$62,055
Natl Median: $54,726
Lifetime Value Added
+$146k
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,605
Lifetime Value Added
N/A
Median Debt
$19,426
Earnings (4yr)
$55,313
Natl Median: $61,982
Lifetime Value Added
+$82k
Median Debt
$8,008
Earnings (4yr)
$60,100
Natl Median: $55,895
Lifetime Value Added
+$128k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,808
Lifetime Value Added
N/A
Electromechanical Technologies/Technicians
AssocCIP: 1504
Median Debt
$12,000
Earnings (4yr)
$80,223
Natl Median: $73,046
Lifetime Value Added
+$310k
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,276
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$66,234
Natl Median: $55,148
Lifetime Value Added
+$184k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,913
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$56,424
Natl Median: $46,500
Lifetime Value Added
+$82k
Median Debt
-
Earnings (4yr)
$35,424
Natl Median: $37,073
Lifetime Value Added
-$116k
Median Debt
-
Earnings (4yr)
$48,372
Natl Median: $51,180
Lifetime Value Added
+$14k
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,236
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Median Debt
$12,000
Earnings (4yr)
$49,858
Natl Median: $44,125
Lifetime Value Added
+$29k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,499
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$39,046
Natl Median: $53,309
Lifetime Value Added
-$87k
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,074
Lifetime Value Added
N/A
Median Debt
$20,000
Earnings (4yr)
$77,952
Natl Median: $80,813
Lifetime Value Added
+$290k
Median Debt
-
Earnings (4yr)
$31,855
Natl Median: $36,642
Lifetime Value Added
-$152k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
$10,738
Earnings (4yr)
$70,185
Natl Median: $58,424
Lifetime Value Added
+$220k

Other Programs

Median Debt
-
Earnings (4yr)
-
Natl Median: $56,308
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.