College ROI

Smarter Choices, Brighter Futures
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UCNJ Union College of Union County New Jersey

Cranford, NJ 7,939 Undergrads 32.7% Grad Rate
Share
Total Cost
$13,569
Sticker Price
Avg Net Price
$8,257
After Aid
Median Earnings
$48,553
4yr Post-Grad

Vs. Peer Institutions

Net Price$8,257
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$48,553
Peer Midpoint: $50,127.5
Graduation Rate32.7%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients45.4%
Enrollment Status
Full-Time46.5%
Economic Outcomes
Earn More than HS55.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$518k
+$3k
+$34k
Median Cost$8k/yr
+$503k
-$13k
+$19k
Full Cost$14k/yr
+$493k
-$22k
+$9k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
Median Cost$8k/yr
42
123%
Full Cost$14k/yr
50
36%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return184%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return8%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
American Sign Language
CertCIP: 1616
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,771
Lifetime Value Added
N/A
Legal Support Services
CertCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,747
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A
Linguistic, Comparative, and Related Language Studies and Services
CertCIP: 1601
Median Debt
-
Earnings (4yr)
-
Natl Median: $45,242
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
$15,250
Earnings (4yr)
$74,280
Natl Median: $56,073
Lifetime Value Added
+$330k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (4yr)
$59,825
Natl Median: $42,269
Lifetime Value Added
+$128k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (4yr)
$69,676
Natl Median: $65,389
Lifetime Value Added
+$218k
American Sign Language
AssocCIP: 1616
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,886
Lifetime Value Added
N/A
Audiovisual Communications Technologies/Technicians
AssocCIP: 1002
Median Debt
-
Earnings (4yr)
-
Natl Median: $35,660
Lifetime Value Added
N/A
Biology, General
AssocCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,758
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Business/Commerce, General
AssocCIP: 5201
Median Debt
$9,229
Earnings (4yr)
$48,887
Natl Median: $49,927
Lifetime Value Added
+$22k
Chemistry
AssocCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,597
Lifetime Value Added
N/A
Civil Engineering Technologies/Technicians
AssocCIP: 1502
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,519
Lifetime Value Added
N/A
Communication and Media Studies
AssocCIP: 0901
Median Debt
$10,750
Earnings (4yr)
$37,008
Natl Median: $43,243
Lifetime Value Added
-$97k
Computer and Information Sciences and Support Services, Other
AssocCIP: 1199
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
$62,102
Natl Median: $54,246
Lifetime Value Added
+$149k
Computer Science
AssocCIP: 1107
Median Debt
-
Earnings (4yr)
$47,833
Natl Median: $62,283
Lifetime Value Added
+$11k
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
$11,861
Earnings (4yr)
$47,693
Natl Median: $46,706
Lifetime Value Added
+$10k
Electromechanical Technologies/Technicians
AssocCIP: 1504
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,046
Lifetime Value Added
N/A
Engineering, General
AssocCIP: 1401
Median Debt
-
Earnings (4yr)
$62,622
Natl Median: $72,916
Lifetime Value Added
+$154k
English Language and Literature, General
AssocCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,134
Lifetime Value Added
N/A
Fire Protection
AssocCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,589
Lifetime Value Added
N/A
Graphic Communications
AssocCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,221
Lifetime Value Added
N/A
Health Services/Allied Health/Health Sciences, General
AssocCIP: 5100
Median Debt
$10,250
Earnings (4yr)
$46,307
Natl Median: $51,180
Lifetime Value Added
-$4k
History
AssocCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $38,929
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Human Services, General
AssocCIP: 4400
Median Debt
-
Earnings (4yr)
$44,089
Natl Median: $39,422
Lifetime Value Added
-$26k
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$9,500
Earnings (4yr)
$37,840
Natl Median: $44,125
Lifetime Value Added
-$89k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Mathematics
AssocCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,929
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$21,000
Earnings (4yr)
$103,289
Natl Median: $80,813
Lifetime Value Added
+$519k
Sports, Kinesiology, and Physical Education/Fitness
AssocCIP: 3105
Median Debt
-
Earnings (5yr)
$51,721
Natl Median: $40,162
Lifetime Value Added
+$40k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.