College ROI

Smarter Choices, Brighter Futures
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University of New Mexico-Gallup Campus

Gallup, NM 808 Undergrads 24.9% Grad Rate
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Total Cost
$11,620
Sticker Price
Avg Net Price
$4,868
After Aid
Median Earnings
$59,818
4yr Post-Grad

Vs. Peer Institutions

Net Price$4,868
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$59,818
Peer Midpoint: $50,127.5
Graduation Rate24.9%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients51.8%
Enrollment Status
Full-Time54.0%
Economic Outcomes
Earn More than HS61.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$627k
+$111k
+$143k
Median Cost$5k/yr
+$618k
+$103k
+$134k
Full Cost$12k/yr
+$606k
+$90k
+$121k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
25
Median Cost$5k/yr
26
1496%
Full Cost$12k/yr
27
569%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return1191%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return259%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,584
Lifetime Value Added
N/A
Building/Construction Finishing, Management, and Inspection
CertCIP: 4604
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,012
Lifetime Value Added
N/A
Community Organization and Advocacy
CertCIP: 4402
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,126
Lifetime Value Added
N/A
Cosmetology and Related Personal Grooming Services
CertCIP: 1204
Median Debt
-
Earnings (4yr)
-
Natl Median: $26,307
Lifetime Value Added
N/A
Data Processing
CertCIP: 1103
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,061
Lifetime Value Added
N/A
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
-
Earnings (2yr)
$28,816
Natl Median: $33,673
Lifetime Value Added
-$131k
Electrical and Power Transmission Installers
CertCIP: 4603
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,078
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A
Precision Metal Working
CertCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,702
Lifetime Value Added
N/A
Vehicle Maintenance and Repair Technologies/Technicians
CertCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,586
Lifetime Value Added
N/A

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,389
Lifetime Value Added
N/A
Building/Construction Finishing, Management, and Inspection
AssocCIP: 4604
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,378
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
$39,385
Natl Median: $48,733
Lifetime Value Added
-$67k
Clinical/Medical Laboratory Science/Research and Allied Professions
AssocCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,472
Lifetime Value Added
N/A
Community Organization and Advocacy
AssocCIP: 4402
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,066
Lifetime Value Added
N/A
Computer Engineering Technologies/Technicians
AssocCIP: 1512
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,195
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Education, General
AssocCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,787
Lifetime Value Added
N/A
Fine and Studio Arts
AssocCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,650
Lifetime Value Added
N/A
Graphic Communications
AssocCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,221
Lifetime Value Added
N/A
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,073
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$10,169
Earnings (4yr)
$34,342
Natl Median: $44,125
Lifetime Value Added
-$118k
Physical Sciences, General
AssocCIP: 4001
Median Debt
-
Earnings (4yr)
$50,266
Natl Median: $49,076
Lifetime Value Added
+$42k
Precision Metal Working
AssocCIP: 4805
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,451
Lifetime Value Added
N/A
Psychology, General
AssocCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,288
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (4yr)
$84,038
Natl Median: $80,813
Lifetime Value Added
+$353k
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (5yr)
$28,157
Natl Median: $37,656
Lifetime Value Added
-$187k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,424
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.