College ROI

Smarter Choices, Brighter Futures
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Word of Life Bible Institute

Pottersville, NY 489 Undergrads 83.7% Grad Rate
School Website|Financial Calculator
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Total Cost
$22,600
Sticker Price
Avg Net Price
$14,516
After Aid
Median Earnings
$34,393
4yr Post-Grad

Vs. Peer Institutions

Net Price$14,516
Peer Midpoint: $17,333.5
Earnings (4yr Post-Grad)$34,393
Peer Midpoint: $34,461
Graduation Rate83.7%
Peer Midpoint: 68.7%
Socio-Economic Diversity
Pell Grant Recipients42.1%
Enrollment Status
Full-Time100.0%
Economic Outcomes
Earn More than HS49.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$407k
+$15k
-$77k
Median Cost$15k/yr
+$393k
+$2k
-$91k
Full Cost$23k/yr
+$386k
-$6k
-$98k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$15k/yr
Never
-675%
Full Cost$23k/yr
Never
-470%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-766%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-207%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Missions/Missionary Studies and Missiology
CertCIP: 3903
Median Debt
$12,000
Earnings (4yr)
$34,437
Natl Median: $34,270
Lifetime Value Added
-$90k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.