The damage when smart people miss critical insights can be consequential. Explore the Federal Reserve researchers $1.6 Trillion blind spot

When does it make sense to use debt to finance higher education? Did the 42 million American who have borrowed $1.63 Trillion make the right decision? Is there a way up front to know if borrowing to finance college is a good idea?

CEW introduced its College Payoff Report in 2011. They established that, on average, higher education pays off with substantially higher lifetime earnings than those without college credentials. It has been a mainstay support in the argument over higher education value. Why then the growing skepticism, did they get it right?

Georgetown University CEW introduced its first try at calculating college ROI in 2019. Did they get it right?

IHEP says 83% of American Colleges exceed Threshold 0 and therefore generate a beneficial return to college graduates above that of a high schooler. Does this research hold up?