Calvary University

Kansas City, MO 154 Undergrads 40.4% Grad Rate

School Website|Financial Calculator

Total Cost

$23,938

Sticker Price

Avg Net Price

$16,334

After Aid

Median Earnings

$32,281

4yr Post-Grad

Vs. Peer Institutions

Net Price$16,334

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$32,281

Peer Midpoint: $60,428

Graduation Rate40.4%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients36.5%

Enrollment Status

Full-Time69.5%

Economic Outcomes

Earn More than HS57.0%

Admissions Profile

Acceptance

71.7%

SAT Avg

1,050

SAT Reading

25th: 50055075th: 610

SAT Math

25th: 48057075th: 530

ACT Composite

25th: 172075th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$302k

-$165k

-$183k

Median Cost$16k/yr

+$243k

-$224k

-$242k

Full Cost$24k/yr

+$216k

-$251k

-$269k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

Never

-∞

Median Cost$16k/yr

Never

-411%

Full Cost$24k/yr

Never

-312%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-436%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-148%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Bible/Biblical Studies

AssocCIP: 3902

Median Debt

Earnings (4yr)

Natl Median: $41,884

Lifetime Value Added

N/A

Pastoral Counseling and Specialized Ministries

AssocCIP: 3907

Median Debt

Earnings (4yr)

Natl Median: $36,774

Lifetime Value Added

N/A

Bachelor's Degrees

Bible/Biblical Studies

BachCIP: 3902

Median Debt

Earnings (2yr)

$21,964

Natl Median: $44,533

Lifetime Value Added

-$325k

Business Administration, Management and Operations

BachCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $68,257

Lifetime Value Added

N/A

Business/Commerce, General

BachCIP: 5201

Median Debt

Earnings (4yr)

Natl Median: $68,407

Lifetime Value Added

N/A

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $50,680

Lifetime Value Added

N/A

Missions/Missionary Studies and Missiology

BachCIP: 3903

Median Debt

Earnings (4yr)

Natl Median: $40,103

Lifetime Value Added

N/A

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $42,892

Lifetime Value Added

N/A

Pastoral Counseling and Specialized Ministries

BachCIP: 3907

Median Debt

Earnings (2yr)

$26,121

Natl Median: $42,915

Lifetime Value Added

-$286k

Religious Music and Worship

BachCIP: 3905

Median Debt

Earnings (4yr)

Natl Median: $41,456

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

Earnings (4yr)

Natl Median: $47,382

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

Earnings (4yr)

Natl Median: $51,389

Lifetime Value Added

N/A

Theological and Ministerial Studies

BachCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $44,535

Lifetime Value Added

N/A

Master's Degrees

Bible/Biblical Studies

MastCIP: 3902

Median Debt

Earnings (4yr)

Natl Median: $56,028

Lifetime Value Added

N/A

Business Administration, Management and Operations

MastCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $103,485

Lifetime Value Added

N/A

Pastoral Counseling and Specialized Ministries

MastCIP: 3907

Median Debt

Earnings (4yr)

Natl Median: $53,024

Lifetime Value Added

N/A

Religious Music and Worship

MastCIP: 3905

Median Debt

Earnings (4yr)

Natl Median: $57,264

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.