College ROI

Smarter Choices, Brighter Futures
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Cambridge College

Boston, MA 591 Undergrads 43.8% Grad Rate
Share
Total Cost
-
Sticker Price
Avg Net Price
-
After Aid
Median Earnings
$45,998
10yr Post-Entry

Vs. Peer Institutions

Net Price-
Peer Midpoint: $19,729.5
Earnings (10yr)$45,998
Peer Midpoint: $53,747
Graduation Rate43.8%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients41.7%
Enrollment Status
Full-Time17.1%
Economic Outcomes
Earn More than HS75.5%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$405k
+$8k
-$80k
Median CostN/A
N/A
N/A
N/A
Full CostN/A
N/A
N/A
N/A

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median CostN/A
N/A
N/A
Full CostN/A
N/A
N/A
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$22,000
Earnings (5yr)
$64,869
Lifetime Value Added
+$80k
Human Services, General
BachCIP: 4400
Median Debt
$25,000
Earnings (5yr)
$43,032
Lifetime Value Added
-$97k
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
-
Earnings (5yr)
$51,218
Lifetime Value Added
-$29k
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$52,144
Lifetime Value Added
-$21k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$33,494
Earnings (5yr)
$80,468
Lifetime Value Added
+$272k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$26,500
Earnings (5yr)
$65,784
Lifetime Value Added
+$145k
Education, General
MastCIP: 1301
Median Debt
$23,060
Earnings (5yr)
$72,586
Lifetime Value Added
+$204k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$41,000
Earnings (5yr)
$62,550
Lifetime Value Added
+$116k
Special Education and Teaching
MastCIP: 1310
Median Debt
$20,881
Earnings (5yr)
$43,966
Lifetime Value Added
-$58k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
$34,167
Earnings (5yr)
$68,862
Lifetime Value Added
+$172k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$57,408
Lifetime Value Added
+$69k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$16,530
Earnings (5yr)
$62,841
Lifetime Value Added
+$119k

Graduate Certificates

Mental and Social Health Services and Allied Professions
Gr-CertCIP: 5115
Median Debt
-
Earnings (5yr)
$73,354
Lifetime Value Added
+$271k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.