College ROI

Smarter Choices, Brighter Futures
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Centura College-Chesapeake

Chesapeake, VA 225 Undergrads 68.6% Grad Rate
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Total Cost
$32,162
Sticker Price
Avg Net Price
$26,254
After Aid
Median Earnings
$25,930
10yr Post-Entry

Vs. Peer Institutions

Net Price$26,254
Peer Midpoint: $16,832
Earnings (10yr)$25,930
Peer Midpoint: $31,349
Graduation Rate68.6%
Peer Midpoint: 66.3%
Socio-Economic Diversity
Pell Grant Recipients82.2%
Enrollment Status
Full-Time72.9%
Economic Outcomes
Earn More than HS41.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$285k
-$40k
-$199k
Median Cost$26k/yr
+$261k
-$64k
-$224k
Full Cost$32k/yr
+$255k
-$69k
-$229k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$26k/yr
Never
-918%
Full Cost$32k/yr
Never
-768%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1316%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-313%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Health and Medical Administrative Services
CertCIP: 5107
Median Debt
$9,500
Earnings (5yr)
$31,502
Lifetime Value Added
-$141k
Somatic Bodywork and Related Therapeutic Services
CertCIP: 5135
Median Debt
$7,521
Earnings (5yr)
$26,383
Lifetime Value Added
-$197k

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (5yr)
$33,459
Lifetime Value Added
-$173k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
$23,000
Earnings (5yr)
$29,454
Lifetime Value Added
-$213k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (5yr)
$39,070
Lifetime Value Added
-$117k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
$22,000
Earnings (5yr)
$29,611
Lifetime Value Added
-$212k
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (2yr)
$14,935
Lifetime Value Added
-$353k
Somatic Bodywork and Related Therapeutic Services
AssocCIP: 5135
Median Debt
$21,830
Earnings (5yr)
$18,665
Lifetime Value Added
-$324k

Bachelor's Degrees

Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (5yr)
$33,766
Lifetime Value Added
-$270k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.