College ROI

Smarter Choices, Brighter Futures
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Gulf Coast State College

Panama City, FL 3,934 Undergrads 38.6% Grad Rate
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Total Cost
$14,657
Sticker Price
Avg Net Price
$4,709
After Aid
Median Earnings
$52,051
4yr Post-Grad

Vs. Peer Institutions

Net Price$4,709
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$52,051
Peer Midpoint: $50,127.5
Graduation Rate38.6%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients38.1%
Enrollment Status
Full-Time52.5%
Economic Outcomes
Earn More than HS58.4%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$552k
+$37k
+$68k
Median Cost$5k/yr
+$544k
+$28k
+$59k
Full Cost$15k/yr
+$526k
+$10k
+$41k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
29
Median Cost$5k/yr
31
688%
Full Cost$15k/yr
36
153%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return399%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return55%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,272
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
CertCIP: 5109
Median Debt
-
Earnings (4yr)
$54,452
Natl Median: $57,584
Lifetime Value Added
+$135k
Criminal Justice and Corrections
CertCIP: 4301
Median Debt
-
Earnings (4yr)
$51,476
Natl Median: $57,702
Lifetime Value Added
+$103k
Dental Support Services and Allied Professions
CertCIP: 5106
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,673
Lifetime Value Added
N/A
Fire Protection
CertCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,436
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
CertCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,135
Lifetime Value Added
N/A
Practical Nursing, Vocational Nursing and Nursing Assistants
CertCIP: 5139
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,073
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,020
Lifetime Value Added
N/A

Associate's Degrees

Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (5yr)
$51,125
Natl Median: $42,269
Lifetime Value Added
+$41k
Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$10,465
Earnings (4yr)
$53,083
Natl Median: $65,389
Lifetime Value Added
+$70k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Computer Programming
AssocCIP: 1102
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,070
Lifetime Value Added
N/A
Computer Software and Media Applications
AssocCIP: 1108
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,737
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,726
Lifetime Value Added
N/A
Culinary Arts and Related Services
AssocCIP: 1205
Median Debt
-
Earnings (2yr)
$20,824
Natl Median: $39,605
Lifetime Value Added
-$249k
Dental Support Services and Allied Professions
AssocCIP: 5106
Median Debt
-
Earnings (2yr)
$46,673
Natl Median: $61,982
Lifetime Value Added
+$25k
Drafting/Design Engineering Technologies/Technicians
AssocCIP: 1513
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,895
Lifetime Value Added
N/A
Engineering Technologies/Technicians, General
AssocCIP: 1500
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,343
Lifetime Value Added
N/A
Fire Protection
AssocCIP: 4302
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,589
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
AssocCIP: 1907
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,184
Lifetime Value Added
N/A
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
$6,068
Earnings (4yr)
$45,814
Natl Median: $44,125
Lifetime Value Added
-$2k
Mechanical Engineering Related Technologies/Technicians
AssocCIP: 1508
Median Debt
-
Earnings (4yr)
-
Natl Median: $64,773
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
$8,239
Earnings (4yr)
$71,133
Natl Median: $80,813
Lifetime Value Added
+$238k

Bachelor's Degrees

Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,257
Lifetime Value Added
N/A
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Graphic Communications
BachCIP: 1003
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,283
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
-
Earnings (4yr)
$95,757
Natl Median: $88,910
Lifetime Value Added
+$309k

Other Programs

Education, Other
DegCIP: 1399
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,262
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.