College ROI

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Hallmark University

San Antonio, TX 769 Undergrads 66.3% Grad Rate
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Total Cost
$19,638
Sticker Price
Avg Net Price
$13,495
After Aid
Median Earnings
$63,814
5yr Post-Grad

Vs. Peer Institutions

Net Price$13,495
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$63,814
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$52,129
Peer Midpoint: $58,891
Graduation Rate66.3%
Peer Midpoint: 58.9%
Average Starting Age28.7
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients57.7%
Enrollment Status
Full-Time100.0%
Economic Outcomes
Earn More than HS72.2%

Admissions Profile

Acceptance
51.3%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$559k
+$89k
+$73k
Median Cost$13k/yr
+$511k
+$41k
+$24k
Full Cost$20k/yr
+$489k
+$18k
+$2k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
35
∞
Median Cost$13k/yr
48
50%
Full Cost$20k/yr
62
3%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return105%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-18%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $37,587
Lifetime Value Added
N/A
Median Debt
$19,851
Earnings (4yr)
$36,911
Natl Median: $54,246
Lifetime Value Added
-$108k
Vehicle Maintenance and Repair Technologies/Technicians
AssocCIP: 4706
Median Debt
$19,500
Earnings (4yr)
$62,986
Natl Median: $58,424
Lifetime Value Added
+$149k

Bachelor's Degrees

Air Transportation
BachCIP: 4901
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,825
Lifetime Value Added
N/A
Median Debt
$36,054
Earnings (4yr)
$48,295
Natl Median: $68,257
Lifetime Value Added
-$94k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,587
Lifetime Value Added
N/A
Median Debt
$35,429
Earnings (4yr)
$58,501
Natl Median: $85,063
Lifetime Value Added
-$9k
Median Debt
$32,562
Earnings (4yr)
-
Natl Median: $88,910
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$15,962
Earnings (4yr)
-
Natl Median: $103,485
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.