College ROI

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Humphreys University-Stockton and Modesto Campuses

Stockton, CA 149 Undergrads 53.1% Grad Rate
Share
Total Cost
$20,918
Sticker Price
Avg Net Price
$5,524
After Aid
Median Earnings
$56,489
4yr Post-Grad

Vs. Peer Institutions

Net Price$5,524
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$56,489
Peer Midpoint: $60,428
Graduation Rate53.1%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients55.1%
Enrollment Status
Full-Time44.3%
Economic Outcomes
Earn More than HS64.8%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$507k
+$40k
+$23k
Median Cost$6k/yr
+$487k
+$21k
+$3k
Full Cost$21k/yr
+$432k
-$35k
-$52k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
45
Median Cost$6k/yr
60
15%
Full Cost$21k/yr
Never
-70%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-23%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-51%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Legal Support Services
CertCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,747
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A
Non-Professional Legal Studies
AssocCIP: 2200
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,222
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$37,334
Earnings (4yr)
$54,486
Natl Median: $68,257
Lifetime Value Added
-$13k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
$60,478
Natl Median: $55,378
Lifetime Value Added
+$35k
Legal Professions and Studies, Other
BachCIP: 2299
Median Debt
-
Earnings (5yr)
$39,430
Natl Median: $57,149
Lifetime Value Added
-$147k
Legal Support Services
BachCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
$49,933
Natl Median: $53,072
Lifetime Value Added
-$51k
Social Sciences, Other
BachCIP: 4599
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,812
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$38,338
Earnings (4yr)
$49,080
Natl Median: $47,382
Lifetime Value Added
-$58k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $103,485
Lifetime Value Added
N/A
Educational Administration and Supervision
MastCIP: 1304
Median Debt
$13,668
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Doctoral Degrees

Law
DocCIP: 2201
Median Debt
-
Earnings (4yr)
-
Natl Median: $105,518
Lifetime Value Added
N/A

Professional Degrees

Law
ProfCIP: 2201
Median Debt
-
Earnings (5yr)
$83,296
Natl Median: $107,773
Lifetime Value Added
-$62k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.