College ROI

Smarter Choices, Brighter Futures
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Northern Marianas College

Saipan, MP 1,225 Undergrads 40.2% Grad Rate
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Total Cost
$10,545
Sticker Price
Avg Net Price
$2,789
After Aid
Median Earnings
$27,551
4yr Post-Grad

Vs. Peer Institutions

Net Price$2,789
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$27,551
Peer Midpoint: $50,127.5
Graduation Rate40.2%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients74.2%
Enrollment Status
Full-Time71.5%
Economic Outcomes
Earn More than HS33.2%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$306k
-$210k
-$179k
Median Cost$3k/yr
+$300k
-$215k
-$184k
Full Cost$11k/yr
+$286k
-$229k
-$198k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$3k/yr
Never
-3592%
Full Cost$11k/yr
Never
-1024%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-1706%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-365%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Liberal Arts and Sciences, General Studies and Humanities
CertCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A

Associate's Degrees

Accounting and Related Services
AssocCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
$36,579
Natl Median: $48,733
Lifetime Value Added
-$91k
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,927
Lifetime Value Added
N/A
Computer and Information Sciences, General
AssocCIP: 1101
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,246
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Environmental/Natural Resources Management and Policy
AssocCIP: 0302
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,169
Lifetime Value Added
N/A
Hospitality Administration/Management
AssocCIP: 5209
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,099
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
$22,348
Natl Median: $44,125
Lifetime Value Added
-$238k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
AssocCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $80,813
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
$43,988
Natl Median: $68,257
Lifetime Value Added
-$92k
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
Human Services, General
BachCIP: 4400
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,597
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Business Administration, Management and Operations
PB-CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
PB-CertCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,414
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.