College ROI

Smarter Choices, Brighter Futures
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SUNY Maritime College

Throggs Neck, NY 1,285 Undergrads 74.5% Grad Rate
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Total Cost
$29,786
Sticker Price
Avg Net Price
$22,367
After Aid
Median Earnings
$104,752
4yr Post-Grad

Vs. Peer Institutions

Net Price$22,367
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$104,752
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$95,951
Peer Midpoint: $53,763
Graduation Rate74.5%
Peer Midpoint: 58.9%
Average Starting Age20.4
Socio-Economic Diversity
Pell Grant Recipients21.4%
Enrollment Status
Full-Time94.8%
Economic Outcomes
Earn More than HS92.5%

Admissions Profile

Acceptance
72.4%
SAT Avg
1,214
SAT Reading
25th: 57059475th: 640
SAT Math
25th: 55360075th: 648
ACT Composite
25th: 222675th: 28

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$879k
+$412k
+$395k
Median Cost$22k/yr
+$799k
+$332k
+$314k
Full Cost$30k/yr
+$772k
+$305k
+$288k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
25
Median Cost$22k/yr
29
390%
Full Cost$30k/yr
30
268%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return600%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return121%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Engineering/Engineering-Related Technologies/Technicians, Other
AssocCIP: 1599
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,455
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$65,068
Natl Median: $60,997
Lifetime Value Added
+$11k
Median Debt
$19,500
Earnings (4yr)
$85,603
Natl Median: $69,830
Lifetime Value Added
+$168k
Median Debt
$26,000
Earnings (4yr)
$107,749
Natl Median: $100,647
Lifetime Value Added
+$337k
Median Debt
$24,989
Earnings (4yr)
$102,563
Natl Median: $98,442
Lifetime Value Added
+$298k
Median Debt
$23,250
Earnings (4yr)
$115,831
Natl Median: $117,011
Lifetime Value Added
+$398k
Median Debt
$25,064
Earnings (4yr)
$106,932
Natl Median: $92,135
Lifetime Value Added
+$331k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,693
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$106,186
Natl Median: $114,055
Lifetime Value Added
+$325k

Master's Degrees

Median Debt
$31,312
Earnings (4yr)
$104,501
Natl Median: $103,485
Lifetime Value Added
+$239k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.