College ROI

Smarter Choices, Brighter Futures
Back to Colleges

University of Maryland Baltimore

Baltimore, MD 958 Undergrads 93.2% Grad Rate
Share
Total Cost
-
Sticker Price
Avg Net Price
-
After Aid
Median Earnings
$95,457
4yr Post-Grad

Vs. Peer Institutions

Net Price-
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$95,457
Peer Midpoint: $60,428
Graduation Rate93.2%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients20.2%
Enrollment Status
Full-Time83.2%
Economic Outcomes
Earn More than HS95.0%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$808k
+$341k
+$324k
Median CostN/A
N/A
N/A
N/A
Full CostN/A
N/A
N/A
N/A

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
26
Median CostN/A
N/A
N/A
Full CostN/A
N/A
N/A
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Clinical/Medical Laboratory Science/Research and Allied Professions
BachCIP: 5110
Median Debt
-
Earnings (2yr)
$63,005
Natl Median: $75,975
Lifetime Value Added
+$95k
Dental Support Services and Allied Professions
BachCIP: 5106
Median Debt
$15,000
Earnings (4yr)
$74,215
Natl Median: $68,061
Lifetime Value Added
+$162k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$15,000
Earnings (4yr)
$89,750
Natl Median: $88,910
Lifetime Value Added
+$280k

Post-Baccalaureate Certificates

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
PB-CertCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $131,346
Lifetime Value Added
N/A

Master's Degrees

Allied Health and Medical Assisting Services
MastCIP: 5108
Median Debt
-
Earnings (5yr)
$110,921
Natl Median: $162,386
Lifetime Value Added
+$317k
Allied Health Diagnostic, Intervention, and Treatment Professions
MastCIP: 5109
Median Debt
$93,448
Earnings (4yr)
$133,336
Natl Median: $127,347
Lifetime Value Added
+$530k
Clinical/Medical Laboratory Science/Research and Allied Professions
MastCIP: 5110
Median Debt
-
Earnings (4yr)
-
Natl Median: $90,984
Lifetime Value Added
N/A
Ecology, Evolution, Systematics, and Population Biology
MastCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,527
Lifetime Value Added
N/A
Legal Research and Advanced Professional Studies
MastCIP: 2202
Median Debt
$42,646
Earnings (4yr)
$112,984
Natl Median: $101,000
Lifetime Value Added
+$354k
Mental and Social Health Services and Allied Professions
MastCIP: 5115
Median Debt
$38,032
Earnings (4yr)
-
Natl Median: $59,571
Lifetime Value Added
N/A
Pharmacology and Toxicology
MastCIP: 2610
Median Debt
-
Earnings (4yr)
-
Natl Median: $92,305
Lifetime Value Added
N/A
Pharmacy, Pharmaceutical Sciences, and Administration
MastCIP: 5120
Median Debt
$41,000
Earnings (4yr)
$148,993
Natl Median: $129,214
Lifetime Value Added
+$665k
Public Health
MastCIP: 5122
Median Debt
-
Earnings (2yr)
$62,012
Natl Median: $82,751
Lifetime Value Added
-$71k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$76,133
Earnings (4yr)
$100,525
Natl Median: $120,193
Lifetime Value Added
+$245k
Security Science and Technology
MastCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,399
Lifetime Value Added
N/A
Social Work
MastCIP: 4407
Median Debt
$51,234
Earnings (4yr)
$70,051
Natl Median: $65,123
Lifetime Value Added
-$22k

Graduate Certificates

Advanced/Graduate Dentistry and Oral Sciences
Gr-CertCIP: 5105
Median Debt
-
Earnings (5yr)
$239,901
Natl Median: $234,334
Lifetime Value Added
+$1573k
Multi/Interdisciplinary Studies, Other
Gr-CertCIP: 3099
Median Debt
-
Earnings (4yr)
-
Natl Median: $72,899
Lifetime Value Added
N/A

Doctoral Degrees

Advanced/Graduate Dentistry and Oral Sciences
DocCIP: 5105
Median Debt
-
Earnings (4yr)
-
Natl Median: $125,137
Lifetime Value Added
N/A
Biochemistry, Biophysics and Molecular Biology
DocCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $112,683
Lifetime Value Added
N/A
Ecology, Evolution, Systematics, and Population Biology
DocCIP: 2613
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,173
Lifetime Value Added
N/A
Gerontology
DocCIP: 3011
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,625
Lifetime Value Added
N/A
Microbiological Sciences and Immunology
DocCIP: 2605
Median Debt
-
Earnings (4yr)
-
Natl Median: $101,435
Lifetime Value Added
N/A
Molecular Medicine
DocCIP: 2614
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,346
Lifetime Value Added
N/A
Neurobiology and Neurosciences
DocCIP: 2615
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,176
Lifetime Value Added
N/A
Pharmacology and Toxicology
DocCIP: 2610
Median Debt
-
Earnings (4yr)
-
Natl Median: $108,943
Lifetime Value Added
N/A
Pharmacy, Pharmaceutical Sciences, and Administration
DocCIP: 5120
Median Debt
-
Earnings (4yr)
-
Natl Median: $136,696
Lifetime Value Added
N/A
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,893
Lifetime Value Added
N/A
Social Work
DocCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $98,285
Lifetime Value Added
N/A

Professional Degrees

Dentistry
ProfCIP: 5104
Median Debt
$258,834
Earnings (4yr)
$166,213
Natl Median: $170,812
Lifetime Value Added
+$582k
Law
ProfCIP: 2201
Median Debt
$118,506
Earnings (4yr)
$112,580
Natl Median: $107,773
Lifetime Value Added
+$188k
Medicine
ProfCIP: 5112
Median Debt
$180,500
Earnings (4yr)
$96,990
Natl Median: $112,460
Lifetime Value Added
+$72k
Pharmacy, Pharmaceutical Sciences, and Administration
ProfCIP: 5120
Median Debt
$158,780
Earnings (4yr)
$139,219
Natl Median: $138,348
Lifetime Value Added
+$384k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
ProfCIP: 5138
Median Debt
$88,056
Earnings (4yr)
$150,997
Natl Median: $133,099
Lifetime Value Added
+$470k
Rehabilitation and Therapeutic Professions
ProfCIP: 5123
Median Debt
$125,356
Earnings (4yr)
$83,129
Natl Median: $81,641
Lifetime Value Added
-$31k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.