College ROI

Smarter Choices, Brighter Futures
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University of Northwestern Ohio

Lima, OH 2,572 Undergrads 52.5% Grad Rate
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Total Cost
$24,568
Sticker Price
Avg Net Price
$20,609
After Aid
Median Earnings
$50,968
10yr Post-Entry

Vs. Peer Institutions

Net Price$20,609
Peer Midpoint: $9,014
Earnings (10yr)$50,968
Peer Midpoint: $40,397
Graduation Rate52.5%
Peer Midpoint: 32.9%
Socio-Economic Diversity
Pell Grant Recipients32.3%
Enrollment Status
Full-Time93.7%
Economic Outcomes
Earn More than HS75.8%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: --75th: -
SAT Math
25th: --75th: -
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$504k
+$115k
+$19k
Median Cost$21k/yr
+$466k
+$77k
-$19k
Full Cost$25k/yr
+$459k
+$70k
-$26k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
39
Median Cost$21k/yr
Never
-49%
Full Cost$25k/yr
Never
-57%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-2%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-53%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Agricultural Mechanization
CertCIP: 0102
Median Debt
-
Earnings (2yr)
$39,009
Lifetime Value Added
-$29k
Ground Transportation
CertCIP: 4902
Median Debt
-
Earnings (5yr)
$55,802
Lifetime Value Added
+$123k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
CertCIP: 4702
Median Debt
-
Earnings (2yr)
$33,993
Lifetime Value Added
-$86k
Vehicle Maintenance and Repair Technologies
CertCIP: 4706
Median Debt
$17,417
Earnings (5yr)
$54,470
Lifetime Value Added
+$109k

Associate's Degrees

Agricultural Business and Management
AssocCIP: 0101
Median Debt
-
Earnings (5yr)
$41,268
Lifetime Value Added
-$85k
Agricultural Mechanization
AssocCIP: 0102
Median Debt
-
Earnings (5yr)
$61,233
Lifetime Value Added
+$107k
Allied Health and Medical Assisting Services
AssocCIP: 5108
Median Debt
-
Earnings (5yr)
$33,242
Lifetime Value Added
-$165k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (5yr)
$40,058
Lifetime Value Added
-$97k
Computer/Information Technology Administration and Management
AssocCIP: 1110
Median Debt
-
Earnings (5yr)
$52,977
Lifetime Value Added
+$29k
Health and Medical Administrative Services
AssocCIP: 5107
Median Debt
$21,922
Earnings (5yr)
$34,291
Lifetime Value Added
-$154k
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR)
AssocCIP: 4702
Median Debt
$13,084
Earnings (5yr)
$52,736
Lifetime Value Added
+$27k
Legal Support Services
AssocCIP: 2203
Median Debt
-
Earnings (2yr)
$23,456
Lifetime Value Added
-$249k
Vehicle Maintenance and Repair Technologies
AssocCIP: 4706
Median Debt
$19,584
Earnings (5yr)
$56,462
Lifetime Value Added
+$62k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$29,999
Earnings (5yr)
$55,189
Lifetime Value Added
-$71k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$31,000
Earnings (5yr)
$50,192
Lifetime Value Added
-$112k
Health and Medical Administrative Services
BachCIP: 5107
Median Debt
$29,162
Earnings (5yr)
$60,766
Lifetime Value Added
-$26k
Security Science and Technology
BachCIP: 4304
Median Debt
-
Earnings (2yr)
$41,565
Lifetime Value Added
-$162k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$39,500
Earnings (5yr)
$70,985
Lifetime Value Added
+$152k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.