College ROI

Smarter Choices, Brighter Futures
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University of Providence

Great Falls, MT 528 Undergrads 62.7% Grad Rate
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Total Cost
$43,477
Sticker Price
Avg Net Price
$17,649
After Aid
Median Earnings
$88,535
4yr Post-Grad

Vs. Peer Institutions

Net Price$17,649
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$88,535
Peer Midpoint: $60,428
Graduation Rate62.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients31.9%
Enrollment Status
Full-Time88.6%
Economic Outcomes
Earn More than HS67.7%

Admissions Profile

Acceptance
50.3%
SAT Avg
980
SAT Reading
25th: -61075th: -
SAT Math
25th: -60075th: -
ACT Composite
25th: 152075th: 23

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$755k
+$289k
+$271k
Median Cost$18k/yr
+$692k
+$225k
+$208k
Full Cost$43k/yr
+$599k
+$132k
+$115k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
27
Median Cost$18k/yr
31
327%
Full Cost$43k/yr
39
73%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return231%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return8%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Certificates

Allied Health and Medical Assisting Services
CertCIP: 5108
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,272
Lifetime Value Added
N/A

Associate's Degrees

Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (5yr)
$66,023
Natl Median: $57,214
Lifetime Value Added
+$25k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
$48,103
Natl Median: $68,257
Lifetime Value Added
-$110k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (2yr)
$26,739
Natl Median: $55,378
Lifetime Value Added
-$285k
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Legal Support Services
BachCIP: 2203
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Mental and Social Health Services and Allied Professions
BachCIP: 5115
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,119
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (5yr)
$53,830
Natl Median: $50,706
Lifetime Value Added
-$71k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$16,698
Earnings (4yr)
$119,206
Natl Median: $88,910
Lifetime Value Added
+$441k
Security Science and Technology
BachCIP: 4304
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,805
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (2yr)
$24,035
Natl Median: $54,562
Lifetime Value Added
-$310k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (5yr)
$42,959
Natl Median: $47,382
Lifetime Value Added
-$161k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (5yr)
$67,346
Natl Median: $103,485
Lifetime Value Added
-$90k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
-
Earnings (2yr)
$39,009
Natl Median: $65,184
Lifetime Value Added
-$331k
Health and Medical Administrative Services
MastCIP: 5107
Median Debt
$30,750
Earnings (4yr)
$153,084
Natl Median: $89,981
Lifetime Value Added
+$668k
Health Services/Allied Health/Health Sciences, General
MastCIP: 5100
Median Debt
-
Earnings (4yr)
-
Natl Median: $78,149
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.