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Insurance.
Undergrad Certificate•12 Institutions
Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.
Annual Full Cost vs. Median Earnings
Each dot represents one program at an institution. Shows the spread of annual sticker price (or net price if sticker price is unavailable) vs earnings 4 years post-grad.
Field Median ($86,139)
P25-P75 Interval ($83,537 - $86,139)
HS Baseline ($35,872)
Breakeven Line (0% ROI)
Institution | State | Earnings | Avg Net Price | Median Debt | Lifetime Value Added |
|---|---|---|---|---|---|
Columbia | MO | $86,139 Nat: $80,539 4yr Post-Grad | $20,268 /yr | - | +$434k |
Iowa City | IA | $83,537 Nat: $80,539 4yr Post-Grad | $22,531 /yr | $22,250 | +$407k |
Rio Salado College ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Tempe | AZ | - Nat: $80,539 | $8,341 /yr | - | -$0 |
Boca Raton | FL | - Nat: $80,539 | $8,752 /yr | - | -$0 |
University of Hawaii-West Oahu ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Kapolei | HI | - Nat: $80,539 | $10,327 /yr | - | -$0 |
William Rainey Harper College ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Palatine | IL | - Nat: $80,539 | $11,607 /yr | - | -$0 |
Indiana State University ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Terre Haute | IN | - Nat: $80,539 | $10,873 /yr | - | -$0 |
University of Southern Maine ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Portland | ME | - Nat: $80,539 | $13,596 /yr | - | -$0 |
Big Rapids | MI | - Nat: $80,539 | $8,624 /yr | - | -$0 |
Columbus State Community College ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Columbus | OH | - Nat: $80,539 | $8,400 /yr | - | -$0 |
Madison Area Technical College ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Madison | WI | - Nat: $80,539 | $14,238 /yr | - | -$0 |
Northcentral Technical College ⚠️ Caution: This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate its ROI. Wausau | WI | - Nat: $80,539 | $10,303 /yr | - | -$0 |
Analysis Notes:
- Lifetime Value Added: Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes.
- Avg Net Price: The average price paid by students who receive federal financial aid (grants/loans).
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.