College ROI

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Bay Path University

Longmeadow, MA 1,108 Undergrads 57.4% Grad Rate
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Total Cost
$47,308
Sticker Price
Avg Net Price
$14,271
After Aid
Median Earnings
$62,912
4yr Post-Grad

Vs. Peer Institutions

Net Price$14,271
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$62,912
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$55,383
Peer Midpoint: $53,763
Graduation Rate57.4%
Peer Midpoint: 58.9%
Average Starting Age29.3
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients67.4%
Enrollment Status
Full-Time73.9%
Economic Outcomes
Earn More than HS78.8%

Admissions Profile

Acceptance
85.2%
SAT Avg
1,120
SAT Reading
25th: 49058975th: 610
SAT Math
25th: 52052375th: 600
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$559k
+$92k
+$75k
Median Cost$14k/yr
+$508k
+$41k
+$23k
Full Cost$47k/yr
+$389k
-$78k
-$96k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
34
∞
Median Cost$14k/yr
49
45%
Full Cost$47k/yr
Never
-56%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-12%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-64%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
$24,901
Earnings (5yr)
$56,034
Natl Median: $76,194
Lifetime Value Added
-$41k
Biology, General
BachCIP: 2601
Median Debt
$23,750
Earnings (4yr)
$55,827
Natl Median: $57,214
Lifetime Value Added
-$34k
Biotechnology
BachCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,097
Lifetime Value Added
N/A
Median Debt
$24,875
Earnings (4yr)
$74,912
Natl Median: $68,257
Lifetime Value Added
+$116k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,523
Lifetime Value Added
N/A
Median Debt
$25,738
Earnings (4yr)
$68,194
Natl Median: $92,374
Lifetime Value Added
+$64k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
$47,941
Natl Median: $49,808
Lifetime Value Added
-$99k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,873
Lifetime Value Added
N/A
Median Debt
$26,375
Earnings (4yr)
$65,018
Natl Median: $61,296
Lifetime Value Added
+$40k
Median Debt
-
Earnings (5yr)
$41,805
Natl Median: $57,149
Lifetime Value Added
-$159k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$37,411
Natl Median: $53,072
Lifetime Value Added
-$189k
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
$27,047
Earnings (4yr)
$48,575
Natl Median: $61,959
Lifetime Value Added
-$94k
Psychology, General
BachCIP: 4201
Median Debt
$24,578
Earnings (4yr)
$53,682
Natl Median: $50,706
Lifetime Value Added
-$52k
Median Debt
-
Earnings (4yr)
-
Natl Median: $88,910
Lifetime Value Added
N/A
Median Debt
$26,447
Earnings (4yr)
$47,544
Natl Median: $55,695
Lifetime Value Added
-$103k
Median Debt
$27,000
Earnings (4yr)
$56,262
Natl Median: $57,805
Lifetime Value Added
-$30k
Median Debt
$27,250
Earnings (4yr)
$48,431
Natl Median: $47,382
Lifetime Value Added
-$95k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
$27,182
Earnings (4yr)
$95,772
Natl Median: $95,833
Lifetime Value Added
+$177k
Median Debt
$160,046
Earnings (4yr)
$147,567
Natl Median: $127,347
Lifetime Value Added
+$627k
Median Debt
$35,838
Earnings (4yr)
$90,125
Natl Median: $103,485
Lifetime Value Added
+$128k
Median Debt
$38,712
Earnings (4yr)
$76,036
Natl Median: $65,184
Lifetime Value Added
+$4k
Median Debt
$34,167
Earnings (4yr)
$59,957
Natl Median: $63,399
Lifetime Value Added
-$139k
Education, General
MastCIP: 1301
Median Debt
$41,152
Earnings (4yr)
$74,030
Natl Median: $65,824
Lifetime Value Added
-$14k
Median Debt
$37,640
Earnings (2yr)
$55,512
Natl Median: $71,685
Lifetime Value Added
-$160k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$72,441
Natl Median: $106,092
Lifetime Value Added
-$28k
Median Debt
-
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Median Debt
$56,228
Earnings (4yr)
$79,114
Natl Median: $59,571
Lifetime Value Added
+$31k
Median Debt
$83,544
Earnings (4yr)
$73,240
Natl Median: $71,416
Lifetime Value Added
-$21k
Median Debt
-
Earnings (5yr)
$58,676
Natl Median: $63,216
Lifetime Value Added
-$162k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,035
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,399
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$65,641
Natl Median: $64,397
Lifetime Value Added
-$99k
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $65,509
Lifetime Value Added
N/A
Education, General
Gr-CertCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,448
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,288
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,226
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $82,893
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.