College ROI

Smarter Choices, Brighter Futures
Back to Colleges

Bay Path University

Longmeadow, MA 1,108 Undergrads 57.1% Grad Rate
Share
Total Cost
$49,627
Sticker Price
Avg Net Price
$16,390
After Aid
Median Earnings
$61,066
5yr Post-Grad

Vs. Peer Institutions

Net Price$16,390
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$61,066
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$57,958
Peer Midpoint: $58,891
Graduation Rate57.1%
Peer Midpoint: 58.9%
Average starting age (2015-17)29.3
Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.
Socio-Economic Diversity
Pell Grant Recipients70.0%
Enrollment Status
Full-Time73.9%
Economic Outcomes
Earn More than HS72.5%

Admissions Profile

Acceptance
85.2%
SAT Avg
1,120
SAT Reading
25th: 49057075th: 610
SAT Math
25th: 52055075th: 600
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$537k
+$67k
+$51k
Median Cost$16k/yr
+$478k
+$8k
-$8k
Full Cost$50k/yr
+$359k
-$111k
-$128k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
∞
Median Cost$16k/yr
Never
-13%
Full Cost$50k/yr
Never
-71%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-40%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-73%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,906
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,669
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (5yr)
$62,735
Natl Median: $76,194
Lifetime Value Added
+$5k
Biology, General
BachCIP: 2601
Median Debt
$24,500
Earnings (4yr)
$55,827
Natl Median: $57,214
Lifetime Value Added
-$41k
Biotechnology
BachCIP: 2612
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,097
Lifetime Value Added
N/A
Median Debt
$29,561
Earnings (4yr)
$74,912
Natl Median: $68,257
Lifetime Value Added
+$110k
Median Debt
$26,500
Earnings (4yr)
-
Natl Median: $50,523
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$68,194
Natl Median: $92,374
Lifetime Value Added
+$58k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
$22,500
Earnings (4yr)
$47,941
Natl Median: $49,808
Lifetime Value Added
-$107k
Median Debt
-
Earnings (4yr)
-
Natl Median: $70,873
Lifetime Value Added
N/A
Median Debt
$24,985
Earnings (4yr)
$65,018
Natl Median: $61,296
Lifetime Value Added
+$33k
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,266
Lifetime Value Added
N/A
Median Debt
$22,442
Earnings (4yr)
$37,411
Natl Median: $53,072
Lifetime Value Added
-$198k
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
$48,575
Natl Median: $61,959
Lifetime Value Added
-$102k
Psychology, General
BachCIP: 4201
Median Debt
$25,253
Earnings (4yr)
$53,682
Natl Median: $50,706
Lifetime Value Added
-$59k
Median Debt
-
Earnings (5yr)
$106,182
Natl Median: $88,910
Lifetime Value Added
+$333k
Median Debt
$27,000
Earnings (4yr)
$47,544
Natl Median: $55,695
Lifetime Value Added
-$111k
Median Debt
$27,700
Earnings (4yr)
$56,262
Natl Median: $57,805
Lifetime Value Added
-$38k
Median Debt
-
Earnings (4yr)
$48,431
Natl Median: $47,382
Lifetime Value Added
-$103k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
$95,772
Natl Median: $95,833
Lifetime Value Added
+$174k
Median Debt
$155,000
Earnings (4yr)
$147,567
Natl Median: $127,347
Lifetime Value Added
+$623k
Median Debt
$37,172
Earnings (4yr)
$90,125
Natl Median: $103,485
Lifetime Value Added
+$125k
Median Debt
$49,291
Earnings (4yr)
$76,036
Natl Median: $65,184
Lifetime Value Added
+$1k
Median Debt
-
Earnings (4yr)
$59,957
Natl Median: $63,399
Lifetime Value Added
-$144k
Education, General
MastCIP: 1301
Median Debt
$43,228
Earnings (4yr)
$74,030
Natl Median: $65,824
Lifetime Value Added
-$17k
Median Debt
$36,153
Earnings (2yr)
$55,512
Natl Median: $71,685
Lifetime Value Added
-$164k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,716
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$72,441
Natl Median: $106,092
Lifetime Value Added
-$31k
Median Debt
$34,284
Earnings (4yr)
-
Natl Median: $124,807
Lifetime Value Added
N/A
Median Debt
$67,418
Earnings (4yr)
$79,114
Natl Median: $59,571
Lifetime Value Added
+$28k
Median Debt
$90,654
Earnings (4yr)
$73,240
Natl Median: $71,416
Lifetime Value Added
-$23k
Median Debt
-
Earnings (5yr)
$60,820
Natl Median: $63,216
Lifetime Value Added
-$147k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,035
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,399
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,916
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $65,509
Lifetime Value Added
N/A
Education, General
Gr-CertCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,448
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $86,288
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,226
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $82,893
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.