Bethel University

Mishawaka, IN 1,008 Undergrads 61.2% Grad Rate

School Website|Financial Calculator

Total Cost

$43,885

Sticker Price

Avg Net Price

$18,610

After Aid

Median Earnings

$53,289

4yr Post-Grad

Vs. Peer Institutions

Net Price$18,610

Peer Midpoint: $20,080.5

Earnings (4yr Post-Grad)$53,289

Peer Midpoint: $60,428

Graduation Rate61.2%

Peer Midpoint: 58.9%

Socio-Economic Diversity

Pell Grant Recipients35.3%

Enrollment Status

Full-Time94.3%

Economic Outcomes

Earn More than HS75.3%

Admissions Profile

Acceptance

97.7%

SAT Avg

1,014

SAT Reading

25th: 460-75th: 580

SAT Math

25th: 440-75th: 570

ACT Composite

25th: 16-75th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$481k

+$14k

-$3k

Median Cost$19k/yr

+$414k

-$53k

-$70k

Full Cost$44k/yr

+$323k

-$144k

-$161k

ROI Efficiency Metrics

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

Never

-∞

Median Cost$19k/yr

Never

-105%

Full Cost$44k/yr

Never

-102%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-92%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-84%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

American Sign Language

AssocCIP: 1616

Median Debt

Earnings (4yr)

Natl Median: $37,886

Lifetime Value Added

N/A

Business/Commerce, General

AssocCIP: 5201

Median Debt

Earnings (4yr)

Natl Median: $49,927

Lifetime Value Added

N/A

Criminal Justice and Corrections

AssocCIP: 4301

Median Debt

Earnings (4yr)

Natl Median: $46,706

Lifetime Value Added

N/A

Liberal Arts and Sciences, General Studies and Humanities

AssocCIP: 2401

Median Debt

Earnings (4yr)

Natl Median: $44,125

Lifetime Value Added

N/A

Pastoral Counseling and Specialized Ministries

AssocCIP: 3907

Median Debt

Earnings (4yr)

Natl Median: $36,774

Lifetime Value Added

N/A

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

AssocCIP: 5138

Median Debt

Earnings (5yr)

$75,349

Natl Median: $80,813

Lifetime Value Added

+$237k

Bachelor's Degrees

Accounting and Related Services

BachCIP: 5203

Median Debt

Earnings (4yr)

Natl Median: $76,194

Lifetime Value Added

N/A

American Sign Language

BachCIP: 1616

Median Debt

Earnings (4yr)

Natl Median: $45,044

Lifetime Value Added

N/A

Applied Mathematics

BachCIP: 2703

Median Debt

Earnings (4yr)

Natl Median: $91,532

Lifetime Value Added

N/A

Bible/Biblical Studies

BachCIP: 3902

Median Debt

Earnings (4yr)

Natl Median: $44,533

Lifetime Value Added

N/A

Biochemistry, Biophysics and Molecular Biology

BachCIP: 2602

Median Debt

Earnings (4yr)

Natl Median: $65,466

Lifetime Value Added

N/A

Biology, General

BachCIP: 2601

Median Debt

Earnings (4yr)

Natl Median: $57,214

Lifetime Value Added

N/A

Business Administration, Management and Operations

BachCIP: 5202

Median Debt

$21,250

Earnings (4yr)

$58,731

Natl Median: $68,257

Lifetime Value Added

-$26k

Business/Commerce, General

BachCIP: 5201

Median Debt

Earnings (4yr)

$68,689

Natl Median: $68,407

Lifetime Value Added

+$52k

Communication and Media Studies

BachCIP: 0901

Median Debt

Earnings (4yr)

Natl Median: $56,359

Lifetime Value Added

N/A

Criminal Justice and Corrections

BachCIP: 4301

Median Debt

Earnings (5yr)

$44,138

Natl Median: $55,378

Lifetime Value Added

-$155k

Design and Applied Arts

BachCIP: 5004

Median Debt

Earnings (4yr)

Natl Median: $51,490

Lifetime Value Added

N/A

Drama/Theatre Arts and Stagecraft

BachCIP: 5005

Median Debt

Earnings (4yr)

Natl Median: $39,775

Lifetime Value Added

N/A

Economics

BachCIP: 4506

Median Debt

Earnings (4yr)

Natl Median: $82,686

Lifetime Value Added

N/A

Engineering, General

BachCIP: 1401

Median Debt

Earnings (4yr)

Natl Median: $89,359

Lifetime Value Added

N/A

English Language and Literature, General

BachCIP: 2301

Median Debt

Earnings (4yr)

Natl Median: $48,590

Lifetime Value Added

N/A

Finance and Financial Management Services

BachCIP: 5208

Median Debt

Earnings (4yr)

Natl Median: $83,343

Lifetime Value Added

N/A

Fine and Studio Arts

BachCIP: 5007

Median Debt

Earnings (4yr)

Natl Median: $41,367

Lifetime Value Added

N/A

History

BachCIP: 5401

Median Debt

Earnings (4yr)

Natl Median: $50,680

Lifetime Value Added

N/A

Human Services, General

BachCIP: 4400

Median Debt

$31,228

Earnings (4yr)

$38,515

Natl Median: $48,597

Lifetime Value Added

-$196k

Liberal Arts and Sciences, General Studies and Humanities

BachCIP: 2401

Median Debt

$22,886

Earnings (4yr)

$45,366

Natl Median: $53,072

Lifetime Value Added

-$137k

Mathematics

BachCIP: 2701

Median Debt

Earnings (4yr)

Natl Median: $69,562

Lifetime Value Added

N/A

Missions/Missionary Studies and Missiology

BachCIP: 3903

Median Debt

Earnings (4yr)

Natl Median: $40,103

Lifetime Value Added

N/A

Multi-/Interdisciplinary Studies, General

BachCIP: 3000

Median Debt

$25,434

Earnings (4yr)

$53,152

Natl Median: $50,532

Lifetime Value Added

-$72k

Music

BachCIP: 5009

Median Debt

Earnings (4yr)

Natl Median: $42,892

Lifetime Value Added

N/A

Pastoral Counseling and Specialized Ministries

BachCIP: 3907

Median Debt

$23,125

Earnings (4yr)

$37,149

Natl Median: $42,915

Lifetime Value Added

-$207k

Philosophy

BachCIP: 3801

Median Debt

Earnings (4yr)

Natl Median: $54,455

Lifetime Value Added

N/A

Political Science and Government

BachCIP: 4510

Median Debt

Earnings (4yr)

Natl Median: $63,293

Lifetime Value Added

N/A

Psychology, General

BachCIP: 4201

Median Debt

Earnings (2yr)

$27,476

Natl Median: $50,706

Lifetime Value Added

-$282k

Public Health

BachCIP: 5122

Median Debt

Earnings (4yr)

Natl Median: $58,808

Lifetime Value Added

N/A

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

BachCIP: 5138

Median Debt

$26,779

Earnings (4yr)

$73,384

Natl Median: $88,910

Lifetime Value Added

+$88k

Rhetoric and Composition/Writing Studies

BachCIP: 2313

Median Debt

Earnings (4yr)

Natl Median: $48,471

Lifetime Value Added

N/A

Romance Languages, Literatures, and Linguistics

BachCIP: 1609

Median Debt

Earnings (4yr)

Natl Median: $55,000

Lifetime Value Added

N/A

Sociology

BachCIP: 4511

Median Debt

Earnings (4yr)

Natl Median: $52,657

Lifetime Value Added

N/A

Sports, Kinesiology, and Physical Education/Fitness

BachCIP: 3105

Median Debt

$24,625

Earnings (4yr)

$48,243

Natl Median: $54,562

Lifetime Value Added

-$113k

Teacher Education and Professional Development, Specific Levels and Methods

BachCIP: 1312

Median Debt

$27,000

Earnings (4yr)

$45,222

Natl Median: $47,382

Lifetime Value Added

-$138k

Teacher Education and Professional Development, Specific Subject Areas

BachCIP: 1313

Median Debt

Earnings (4yr)

$53,186

Natl Median: $51,389

Lifetime Value Added

-$71k

Theological and Ministerial Studies

BachCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $44,535

Lifetime Value Added

N/A

Master's Degrees

Business Administration, Management and Operations

MastCIP: 5202

Median Debt

$21,442

Earnings (4yr)

$78,413

Natl Median: $103,485

Lifetime Value Added

+$17k

Business/Commerce, General

MastCIP: 5201

Median Debt

Earnings (4yr)

Natl Median: $125,988

Lifetime Value Added

N/A

Clinical, Counseling and Applied Psychology

MastCIP: 4228

Median Debt

Earnings (4yr)

Natl Median: $65,184

Lifetime Value Added

N/A

Educational Administration and Supervision

MastCIP: 1304

Median Debt

Earnings (4yr)

Natl Median: $71,685

Lifetime Value Added

N/A

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing

MastCIP: 5138

Median Debt

Earnings (4yr)

Natl Median: $120,193

Lifetime Value Added

N/A

Teacher Education and Professional Development, Specific Levels and Methods

MastCIP: 1312

Median Debt

Earnings (4yr)

Natl Median: $59,916

Lifetime Value Added

N/A

Theological and Ministerial Studies

MastCIP: 3906

Median Debt

Earnings (4yr)

Natl Median: $61,300

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.