Calumet College of Saint Joseph

Whiting, IN 529 Undergrads 46.8% Grad Rate

School Website|Financial Calculator

Total Cost

$32,968

Sticker Price

Avg Net Price

$22,451

After Aid

Median Earnings

$57,530

4yr Post-Grad

Vs. Peer Institutions

Net Price$22,451

Peer Midpoint: $20,081

Earnings (4yr Post-Grad)Completers only after graduation

$57,530

Peer Midpoint: $60,428

Earnings (10yr Post-Enroll)All enrolled after enrollment

$46,945

Peer Midpoint: $53,763

Graduation Rate46.8%

Peer Midpoint: 58.9%

Warning: The majority of students at this institution do not graduate. Non-completers typically earn significantly less and face higher debt risks.

Average Starting Age24.6

Warning: High average starting age indicates non-traditional students with prior work experience, which may inflate the median earnings shown.

Socio-Economic Diversity

Pell Grant Recipients50.1%

Enrollment Status

Full-Time72.4%

Economic Outcomes

Earn More than HS63.2%

Admissions Profile

Acceptance

100.0%

SAT Avg

SAT Reading

25th: --75th: -

SAT Math

25th: --75th: -

ACT Composite

25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Institution Lifetime NPV

Vs Median Peer

Vs HS Grad

Zero Cost (Scholarship)$0

+$516k

+$49k

+$31k

Median Cost$22k/yr

+$435k

-$32k

-$49k

Full Cost$33k/yr

+$397k

-$70k

-$87k

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Break-Even Age

Return on Inv. %

Zero Cost (Scholarship)$0

∞

Median Cost$22k/yr

Never

-61%

Full Cost$33k/yr

Never

-74%

Analysis Assumptions:

Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).⚠️ Warning: The high average starting age or low completion rate may inflate the Median earnings and ROI shown.
Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-39%

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-66%

Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

$46,551

Natl Median: $68,257

Lifetime Value Added

-$141k

Computer and Information Sciences, General

BachCIP: 1101

Median Debt

Earnings (4yr)

Natl Median: $92,374

Lifetime Value Added

N/A

Criminal Justice and Corrections

BachCIP: 4301

Median Debt

Business Administration, Management and Operations

MastCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $103,485

Lifetime Value Added

N/A

Psychology, General

MastCIP: 4201

Median Debt

Earnings (4yr)

Natl Median: $64,711

Lifetime Value Added

N/A

Public Administration

MastCIP: 4404

Median Debt

Earnings (4yr)

$121,754

Natl Median: $81,408

Lifetime Value Added

+$389k

Teacher Education and Professional Development, Specific Levels and Methods

MastCIP: 1312

Median Debt

Earnings (4yr)

Natl Median: $59,916

Lifetime Value Added

N/A

Other Programs

Business Administration, Management and Operations

DegCIP: 5202

Median Debt

Earnings (4yr)

Natl Median: $62,426

Lifetime Value Added

N/A

Psychology, General

DegCIP: 4201

Median Debt

Earnings (4yr)

Natl Median: $59,214

Lifetime Value Added

N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.

Calumet College of Saint Joseph

Vs. Peer Institutions

Admissions Profile

ROI Sensitivity AnalysisAssuming 4 Years to Graduation

Lifetime Value Added (NPV)⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

ROI Efficiency Metrics⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Social Impact ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Gov. Pell Grant ROINew⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Program ROI Analysis⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Associate's Degrees

Bachelor's Degrees

Master's Degrees

Other Programs

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

Lifetime Value Added (NPV)
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

ROI Efficiency Metrics
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Social Impact ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Gov. Pell Grant ROINew
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.

Program ROI Analysis
⚠️ Caution: Underlying earnings data reflects graduates only. This institution flagged for high risk factors (low completion/older demographics) that may artificially inflate this ROI.