College ROI

Smarter Choices, Brighter Futures
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Clarke University

Dubuque, IA 742 Undergrads 55.7% Grad Rate
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Total Cost
$55,782
Sticker Price
Avg Net Price
$24,479
After Aid
Median Earnings
$59,490
4yr Post-Grad

Vs. Peer Institutions

Net Price$24,479
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$59,490
Peer Midpoint: $60,428
Graduation Rate55.7%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients36.6%
Enrollment Status
Full-Time97.6%
Economic Outcomes
Earn More than HS81.8%

Admissions Profile

Acceptance
71.8%
SAT Avg
1,054
SAT Reading
25th: 43050575th: 570
SAT Math
25th: 47050575th: 590
ACT Composite
25th: 162175th: 24

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$532k
+$65k
+$47k
Median Cost$24k/yr
+$444k
-$23k
-$41k
Full Cost$56k/yr
+$331k
-$136k
-$154k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
Median Cost$24k/yr
Never
-46%
Full Cost$56k/yr
Never
-76%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-50%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-76%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (4yr)
$73,295
Natl Median: $70,786
Lifetime Value Added
+$67k
Biochemistry, Biophysics and Molecular Biology
BachCIP: 2602
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,466
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$27,000
Earnings (4yr)
$75,920
Natl Median: $68,257
Lifetime Value Added
+$87k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Computer and Information Sciences, General
BachCIP: 1101
Median Debt
-
Earnings (2yr)
$57,318
Natl Median: $92,374
Lifetime Value Added
-$40k
Design and Applied Arts
BachCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,490
Lifetime Value Added
N/A
Drama/Theatre Arts and Stagecraft
BachCIP: 5005
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Fine and Studio Arts
BachCIP: 5007
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$26,000
Earnings (4yr)
$54,384
Natl Median: $50,706
Lifetime Value Added
-$82k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$26,990
Earnings (4yr)
$74,114
Natl Median: $88,910
Lifetime Value Added
+$73k
Romance Languages, Literatures, and Linguistics
BachCIP: 1609
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Social Work
BachCIP: 4407
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,790
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$25,000
Earnings (4yr)
$42,853
Natl Median: $54,562
Lifetime Value Added
-$179k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (4yr)
$48,048
Natl Median: $47,382
Lifetime Value Added
-$135k
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
-
Earnings (4yr)
$72,235
Natl Median: $103,485
Lifetime Value Added
-$48k
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
$53,412
Natl Median: $65,824
Lifetime Value Added
-$219k
Social Work
MastCIP: 4407
Median Debt
$35,850
Earnings (4yr)
$56,897
Natl Median: $65,123
Lifetime Value Added
-$186k

Doctoral Degrees

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
DocCIP: 5138
Median Debt
$57,264
Earnings (4yr)
$100,847
Natl Median: $138,131
Lifetime Value Added
+$13k
Rehabilitation and Therapeutic Professions
DocCIP: 5123
Median Debt
$80,066
Earnings (4yr)
$80,785
Natl Median: $82,893
Lifetime Value Added
-$137k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.