College ROI

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Endicott College

Beverly, MA 3,125 Undergrads 76.3% Grad Rate
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Total Cost
$59,328
Sticker Price
Avg Net Price
$40,654
After Aid
Median Earnings
$69,414
4yr Post-Grad

Vs. Peer Institutions

Net Price$40,654
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$69,414
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$58,336
Peer Midpoint: $53,763
Graduation Rate76.3%
Peer Midpoint: 58.9%
Average Starting Age20.7
Socio-Economic Diversity
Pell Grant Recipients13.4%
Enrollment Status
Full-Time97.4%
Economic Outcomes
Earn More than HS77.8%

Admissions Profile

Acceptance
71.2%
SAT Avg
1,274
SAT Reading
25th: 610-75th: 680
SAT Math
25th: 583-75th: 660
ACT Composite
25th: 25-75th: 30

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$609k
+$142k
+$125k
Median Cost$41k/yr
+$463k
-$4k
-$21k
Full Cost$59k/yr
+$396k
-$71k
-$89k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
31
∞
Median Cost$41k/yr
Never
-15%
Full Cost$59k/yr
Never
-41%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return14%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-59%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$48,494
Natl Median: $44,125
Lifetime Value Added
-$41k

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$107,497
Natl Median: $76,194
Lifetime Value Added
+$269k
Median Debt
$27,000
Earnings (4yr)
$51,645
Natl Median: $70,786
Lifetime Value Added
-$163k
Applied Mathematics
BachCIP: 2703
Median Debt
-
Earnings (4yr)
-
Natl Median: $91,532
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $93,451
Lifetime Value Added
N/A
Biotechnology
BachCIP: 2612
Median Debt
$25,300
Earnings (4yr)
$78,735
Natl Median: $67,097
Lifetime Value Added
+$50k
Median Debt
$26,495
Earnings (4yr)
$79,846
Natl Median: $68,257
Lifetime Value Added
+$58k
Median Debt
$27,000
Earnings (4yr)
$62,840
Natl Median: $56,359
Lifetime Value Added
-$72k
Computer Science
BachCIP: 1107
Median Debt
-
Earnings (4yr)
-
Natl Median: $107,009
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$58,605
Natl Median: $55,378
Lifetime Value Added
-$106k
Median Debt
$27,000
Earnings (4yr)
$64,559
Natl Median: $51,490
Lifetime Value Added
-$59k
Education, Other
BachCIP: 1399
Median Debt
$27,000
Earnings (4yr)
$57,946
Natl Median: $49,113
Lifetime Value Added
-$112k
Median Debt
-
Earnings (2yr)
$31,839
Natl Median: $48,590
Lifetime Value Added
-$322k
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,765
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$98,139
Natl Median: $83,343
Lifetime Value Added
+$198k
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,367
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
$23,250
Earnings (4yr)
$60,969
Natl Median: $56,726
Lifetime Value Added
-$87k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
International/Globalization Studies
BachCIP: 3020
Median Debt
-
Earnings (4yr)
-
Natl Median: $59,972
Lifetime Value Added
N/A
Median Debt
$15,250
Earnings (4yr)
$55,369
Natl Median: $53,072
Lifetime Value Added
-$133k
Marketing
BachCIP: 5214
Median Debt
$26,409
Earnings (4yr)
$76,948
Natl Median: $69,303
Lifetime Value Added
+$36k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,293
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$24,250
Earnings (4yr)
$53,380
Natl Median: $50,706
Lifetime Value Added
-$149k
Median Debt
$24,000
Earnings (4yr)
$77,253
Natl Median: $63,560
Lifetime Value Added
+$39k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$93,307
Natl Median: $88,910
Lifetime Value Added
+$161k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$57,691
Natl Median: $54,562
Lifetime Value Added
-$114k
Median Debt
-
Earnings (4yr)
$58,749
Natl Median: $47,382
Lifetime Value Added
-$105k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,629
Lifetime Value Added
N/A

Master's Degrees

Median Debt
-
Earnings (4yr)
$97,982
Natl Median: $103,485
Lifetime Value Added
+$148k
Education, Other
MastCIP: 1399
Median Debt
-
Earnings (4yr)
$72,585
Natl Median: $65,348
Lifetime Value Added
-$75k
Median Debt
-
Earnings (4yr)
-
Natl Median: $71,685
Lifetime Value Added
N/A
Homeland Security
MastCIP: 4303
Median Debt
-
Earnings (4yr)
-
Natl Median: $96,660
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,445
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $120,193
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$63,477
Natl Median: $64,397
Lifetime Value Added
-$155k
Median Debt
-
Earnings (4yr)
$73,257
Natl Median: $59,916
Lifetime Value Added
-$69k
Median Debt
-
Earnings (4yr)
-
Natl Median: $63,707
Lifetime Value Added
N/A

Graduate Certificates

Median Debt
-
Earnings (5yr)
$93,587
Natl Median: $94,506
Lifetime Value Added
+$206k
Design and Applied Arts
Gr-CertCIP: 5004
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,176
Lifetime Value Added
N/A
Education, Other
Gr-CertCIP: 1399
Median Debt
-
Earnings (4yr)
$98,117
Natl Median: $59,921
Lifetime Value Added
+$266k
Median Debt
-
Earnings (4yr)
$94,275
Natl Median: $86,288
Lifetime Value Added
+$230k
Homeland Security
Gr-CertCIP: 4303
Median Debt
-
Earnings (2yr)
$53,775
Natl Median: $84,606
Lifetime Value Added
-$139k
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,834
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$141,174
Natl Median: $126,911
Lifetime Value Added
+$646k
Median Debt
-
Earnings (4yr)
$71,751
Natl Median: $69,147
Lifetime Value Added
+$16k
Median Debt
-
Earnings (5yr)
$79,488
Natl Median: $63,709
Lifetime Value Added
+$75k
Median Debt
-
Earnings (2yr)
$50,856
Natl Median: $69,444
Lifetime Value Added
-$170k

Doctoral Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $99,878
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $100,573
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $138,131
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.