College ROI

Smarter Choices, Brighter Futures
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Holy Family University

Philadelphia, PA 2,298 Undergrads 64.0% Grad Rate
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Total Cost
$38,965
Sticker Price
Avg Net Price
$12,251
After Aid
Median Earnings
$62,235
10yr Post-Entry

Vs. Peer Institutions

Net Price$12,251
Peer Midpoint: $19,729.5
Earnings (10yr)$62,235
Peer Midpoint: $53,747
Graduation Rate64.0%
Peer Midpoint: 58.5%
Socio-Economic Diversity
Pell Grant Recipients39.1%
Enrollment Status
Full-Time90.1%
Economic Outcomes
Earn More than HS82.4%

Admissions Profile

Acceptance
74.2%
SAT Avg
1,030
SAT Reading
25th: 48057875th: 565
SAT Math
25th: 47049875th: 565
ACT Composite
25th: -2175th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$534k
+$138k
+$50k
Median Cost$12k/yr
+$490k
+$94k
+$6k
Full Cost$39k/yr
+$394k
-$2k
-$90k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
Median Cost$12k/yr
58
13%
Full Cost$39k/yr
Never
-64%
Analysis Assumptions:
  • Starting Salary: Estimated from the 10-year median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-25%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-65%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Allied Health Diagnostic, Intervention, and Treatment Professions
AssocCIP: 5109
Median Debt
$18,745
Earnings (5yr)
$85,138
Lifetime Value Added
+$334k

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
$27,000
Earnings (5yr)
$67,590
Lifetime Value Added
+$57k
Allied Health Diagnostic, Intervention, and Treatment Professions
BachCIP: 5109
Median Debt
-
Earnings (2yr)
$67,101
Lifetime Value Added
+$84k
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$26,974
Earnings (5yr)
$74,969
Lifetime Value Added
+$112k
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (2yr)
$18,771
Lifetime Value Added
-$339k
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
$27,000
Earnings (5yr)
$60,018
Lifetime Value Added
-$2k
Psychology, General
BachCIP: 4201
Median Debt
$27,000
Earnings (5yr)
$44,624
Lifetime Value Added
-$128k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
$23,250
Earnings (5yr)
$95,227
Lifetime Value Added
+$264k
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
$27,000
Earnings (5yr)
$54,373
Lifetime Value Added
-$47k

Master's Degrees

Business Administration, Management and Operations
MastCIP: 5202
Median Debt
$36,259
Earnings (5yr)
$112,251
Lifetime Value Added
+$522k
Clinical, Counseling and Applied Psychology
MastCIP: 4228
Median Debt
$63,320
Earnings (5yr)
$63,930
Lifetime Value Added
+$106k
Criminal Justice and Corrections
MastCIP: 4301
Median Debt
-
Earnings (2yr)
$35,416
Lifetime Value Added
-$142k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
MastCIP: 5138
Median Debt
$32,791
Earnings (2yr)
$101,406
Lifetime Value Added
+$482k
Special Education and Teaching
MastCIP: 1310
Median Debt
$26,161
Earnings (5yr)
$68,256
Lifetime Value Added
+$144k
Student Counseling and Personnel Services
MastCIP: 1311
Median Debt
-
Earnings (5yr)
$60,350
Lifetime Value Added
+$74k
Teacher Education and Professional Development, Specific Levels and Methods
MastCIP: 1312
Median Debt
-
Earnings (5yr)
$58,544
Lifetime Value Added
+$57k
Teacher Education and Professional Development, Specific Subject Areas
MastCIP: 1313
Median Debt
$24,959
Earnings (2yr)
$55,964
Lifetime Value Added
+$65k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate, accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results should not be compared with those Undergraduate Certificates, Associates or Bachelors starting at age 18.