College ROI

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Husson University

Bangor, ME 2,618 Undergrads 59.3% Grad Rate
Share
Total Cost
$38,081
Sticker Price
Avg Net Price
$22,146
After Aid
Median Earnings
$60,791
5yr Post-Grad

Vs. Peer Institutions

Net Price$22,146
Peer Midpoint: $19,969
Earnings (5yr Post-Grad)Completers only after graduation
$60,791
Peer Midpoint: $61,632
Earnings (10yr Post-Enroll)All enrolled after enrollment
$57,136
Peer Midpoint: $58,891
Graduation Rate59.3%
Peer Midpoint: 58.9%
Average Starting Age21.5
Socio-Economic Diversity
Pell Grant Recipients44.1%
Enrollment Status
Full-Time72.5%
Economic Outcomes
Earn More than HS76.7%

Admissions Profile

Acceptance
81.0%
SAT Avg
1,180
SAT Reading
25th: 535-75th: 650
SAT Math
25th: 530-75th: 625
ACT Composite
25th: --75th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$535k
+$65k
+$49k
Median Cost$22k/yr
+$456k
-$15k
-$31k
Full Cost$38k/yr
+$398k
-$72k
-$88k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
38
∞
Median Cost$22k/yr
Never
-39%
Full Cost$38k/yr
Never
-64%
Analysis Assumptions:
  • Starting Salary: Estimated from the median earnings five years after graduating, with four years of 2% raises taken out.
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-25%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-66%

Program ROI Analysis

These figures are medians for past graduates who received federal aid. Your cost and pay will differ. Run your own numbers in the Guided ROI Interview →

Certificates

Median Debt
-
Earnings (4yr)
-
Natl Median: $44,589
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,223
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,440
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $41,400
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,116
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $31,337
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,211
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,800
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,001
Lifetime Value Added
N/A
Homeland Security
CertCIP: 4303
Median Debt
-
Earnings (4yr)
$51,559
Natl Median: $62,995
Lifetime Value Added
+$89k
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,747
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $84,309
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,711
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $34,631
Lifetime Value Added
N/A

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $47,660
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$65,815
Natl Median: $76,194
Lifetime Value Added
+$19k
Median Debt
$27,000
Earnings (4yr)
$48,777
Natl Median: $44,889
Lifetime Value Added
-$121k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $57,214
Lifetime Value Added
-$275k
Median Debt
$23,670
Earnings (4yr)
$62,059
Natl Median: $68,257
Lifetime Value Added
-$11k
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,407
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
$55,648
Natl Median: $50,523
Lifetime Value Added
-$63k
Median Debt
-
Earnings (4yr)
$50,096
Natl Median: $92,374
Lifetime Value Added
-$110k
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,439
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $58,894
Lifetime Value Added
N/A
Median Debt
$27,500
Earnings (4yr)
$55,315
Natl Median: $55,378
Lifetime Value Added
-$66k
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,775
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,027
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $83,343
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
-
Natl Median: $58,716
Lifetime Value Added
N/A
Median Debt
$20,137
Earnings (4yr)
$61,215
Natl Median: $61,296
Lifetime Value Added
-$18k
Median Debt
-
Earnings (4yr)
$51,833
Natl Median: $56,726
Lifetime Value Added
-$95k
Median Debt
-
Earnings (4yr)
-
Natl Median: $73,201
Lifetime Value Added
N/A
Journalism
BachCIP: 0904
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,278
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $53,266
Lifetime Value Added
-$275k
Median Debt
-
Earnings (4yr)
$48,241
Natl Median: $53,072
Lifetime Value Added
-$125k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,012
Lifetime Value Added
N/A
Non-Professional Legal Studies
BachCIP: 2200
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,959
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
$27,468
Earnings (4yr)
$45,390
Natl Median: $50,706
Lifetime Value Added
-$150k
Median Debt
$27,000
Earnings (5yr)
$44,999
Natl Median: $63,560
Lifetime Value Added
-$161k
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,497
Lifetime Value Added
N/A
Median Debt
$27,000
Earnings (4yr)
$78,167
Natl Median: $88,910
Lifetime Value Added
+$114k
Median Debt
-
Earnings (4yr)
$51,772
Natl Median: $57,805
Lifetime Value Added
-$96k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
$27,000
Earnings (4yr)
$56,244
Natl Median: $54,562
Lifetime Value Added
-$58k
Median Debt
$27,000
Earnings (4yr)
$40,445
Natl Median: $47,382
Lifetime Value Added
-$192k
Median Debt
-
Earnings (2yr)
$29,685
Natl Median: $51,389
Lifetime Value Added
-$275k

Master's Degrees

Median Debt
$20,500
Earnings (4yr)
$83,393
Natl Median: $103,485
Lifetime Value Added
+$55k
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,184
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,714
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $97,366
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $74,856
Lifetime Value Added
N/A
Insurance
MastCIP: 5217
Median Debt
-
Earnings (4yr)
-
Natl Median: $114,663
Lifetime Value Added
N/A
Psychology, Other
MastCIP: 4299
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,796
Lifetime Value Added
N/A
Median Debt
$50,276
Earnings (4yr)
$131,409
Natl Median: $120,193
Lifetime Value Added
+$474k
Median Debt
$29,907
Earnings (4yr)
$68,292
Natl Median: $71,416
Lifetime Value Added
-$78k
Median Debt
-
Earnings (4yr)
-
Natl Median: $60,111
Lifetime Value Added
N/A

Doctoral Degrees

Median Debt
$128,156
Earnings (4yr)
$134,224
Natl Median: $136,696
Lifetime Value Added
+$267k
Median Debt
$52,989
Earnings (4yr)
$74,820
Natl Median: $82,893
Lifetime Value Added
-$172k

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.