College ROI

Smarter Choices, Brighter Futures
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Maranatha Baptist University

Watertown, WI 541 Undergrads 56.3% Grad Rate
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Total Cost
$37,092
Sticker Price
Avg Net Price
$26,005
After Aid
Median Earnings
$49,529
4yr Post-Grad

Vs. Peer Institutions

Net Price$26,005
Peer Midpoint: $20,080.5
Earnings (4yr Post-Grad)$49,529
Peer Midpoint: $60,428
Graduation Rate56.3%
Peer Midpoint: 58.9%
Socio-Economic Diversity
Pell Grant Recipients45.9%
Enrollment Status
Full-Time79.1%
Economic Outcomes
Earn More than HS73.0%

Admissions Profile

Acceptance
71.9%
SAT Avg
1,170
SAT Reading
25th: 48557075th: 645
SAT Math
25th: 45551075th: 615
ACT Composite
25th: 202475th: 28

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$450k
-$17k
-$35k
Median Cost$26k/yr
+$356k
-$111k
-$128k
Full Cost$37k/yr
+$316k
-$151k
-$168k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
Never
-∞
Median Cost$26k/yr
Never
-137%
Full Cost$37k/yr
Never
-126%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-131%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-91%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,125
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
AssocCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $36,774
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
AssocCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $37,656
Lifetime Value Added
N/A
Visual and Performing Arts, General
AssocCIP: 5001
Median Debt
-
Earnings (4yr)
-
Natl Median: $32,799
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Bible/Biblical Studies
BachCIP: 3902
Median Debt
-
Earnings (4yr)
$53,966
Natl Median: $44,533
Lifetime Value Added
-$91k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
-
Earnings (4yr)
$66,451
Natl Median: $68,257
Lifetime Value Added
+$9k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,407
Lifetime Value Added
N/A
Communication and Media Studies
BachCIP: 0901
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,359
Lifetime Value Added
N/A
Education, General
BachCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,808
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
Health/Medical Preparatory Programs
BachCIP: 5111
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,911
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
$50,521
Natl Median: $53,072
Lifetime Value Added
-$120k
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Middle/Near Eastern and Semitic Languages, Literatures, and Linguistics
BachCIP: 1611
Median Debt
-
Earnings (4yr)
-
Natl Median: $67,612
Lifetime Value Added
N/A
Missions/Missionary Studies and Missiology
BachCIP: 3903
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,103
Lifetime Value Added
N/A
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
-
Earnings (4yr)
$44,455
Natl Median: $50,532
Lifetime Value Added
-$171k
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
$36,728
Natl Median: $42,915
Lifetime Value Added
-$238k
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing
BachCIP: 5138
Median Debt
-
Earnings (4yr)
$67,509
Natl Median: $88,910
Lifetime Value Added
+$17k
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
-
Natl Median: $47,382
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Subject Areas
BachCIP: 1313
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,389
Lifetime Value Added
N/A

Master's Degrees

Bible/Biblical Studies
MastCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,028
Lifetime Value Added
N/A
Education, General
MastCIP: 1301
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,824
Lifetime Value Added
N/A
Missions/Missionary Studies and Missiology
MastCIP: 3903
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,204
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
MastCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,024
Lifetime Value Added
N/A
Religious Music and Worship
MastCIP: 3905
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,264
Lifetime Value Added
N/A
Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A

Other Programs

Business Administration, Management and Operations
DegCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $62,426
Lifetime Value Added
N/A
Mathematics
DegCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,761
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.