College ROI

Smarter Choices, Brighter Futures
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Point University

West Point, GA 1,996 Undergrads 44.9% Grad Rate
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Total Cost
$33,564
Sticker Price
Avg Net Price
$25,335
After Aid
Median Earnings
$45,849
4yr Post-Grad

Vs. Peer Institutions

Net Price$25,335
Peer Midpoint: $9,847
Earnings (4yr Post-Grad)$45,849
Peer Midpoint: $50,127.5
Graduation Rate44.9%
Peer Midpoint: 34.6%
Socio-Economic Diversity
Pell Grant Recipients35.5%
Enrollment Status
Full-Time60.7%
Economic Outcomes
Earn More than HS63.1%

Admissions Profile

Acceptance
44.3%
SAT Avg
-
SAT Reading
25th: -51075th: -
SAT Math
25th: -50075th: -
ACT Composite
25th: -1975th: -

ROI Sensitivity Analysis

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$491k
-$24k
+$7k
Median Cost$25k/yr
+$445k
-$71k
-$40k
Full Cost$34k/yr
+$430k
-$86k
-$55k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
49
Median Cost$25k/yr
Never
-85%
Full Cost$34k/yr
Never
-89%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-65%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-74%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Bible/Biblical Studies
AssocCIP: 3902
Median Debt
-
Earnings (5yr)
$48,984
Natl Median: $41,884
Lifetime Value Added
-$18k
Business Administration, Management and Operations
AssocCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Business/Commerce, General
AssocCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $49,927
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
AssocCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,389
Lifetime Value Added
N/A
Criminal Justice and Corrections
AssocCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Liberal Arts and Sciences, General Studies and Humanities
AssocCIP: 2401
Median Debt
-
Earnings (5yr)
$37,879
Natl Median: $44,125
Lifetime Value Added
-$127k
Marketing
AssocCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $44,264
Lifetime Value Added
N/A
Psychology, General
AssocCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $39,288
Lifetime Value Added
N/A
Theological and Ministerial Studies
AssocCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $40,367
Lifetime Value Added
N/A
Theology and Religious Vocations, Other
AssocCIP: 3999
Median Debt
-
Earnings (4yr)
-
Natl Median: $33,939
Lifetime Value Added
N/A

Bachelor's Degrees

Accounting and Related Services
BachCIP: 5203
Median Debt
-
Earnings (4yr)
-
Natl Median: $76,194
Lifetime Value Added
N/A
Bible/Biblical Studies
BachCIP: 3902
Median Debt
-
Earnings (4yr)
$38,672
Natl Median: $44,533
Lifetime Value Added
-$218k
Biology, General
BachCIP: 2601
Median Debt
-
Earnings (4yr)
-
Natl Median: $57,214
Lifetime Value Added
N/A
Business Administration, Management and Operations
BachCIP: 5202
Median Debt
$25,859
Earnings (4yr)
$50,094
Natl Median: $68,257
Lifetime Value Added
-$121k
Business/Commerce, General
BachCIP: 5201
Median Debt
-
Earnings (4yr)
-
Natl Median: $68,407
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
BachCIP: 4228
Median Debt
$39,000
Earnings (4yr)
$40,621
Natl Median: $50,523
Lifetime Value Added
-$202k
Computer/Information Technology Administration and Management
BachCIP: 1110
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Criminal Justice and Corrections
BachCIP: 4301
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,378
Lifetime Value Added
N/A
English Language and Literature, General
BachCIP: 2301
Median Debt
-
Earnings (4yr)
-
Natl Median: $48,590
Lifetime Value Added
N/A
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Human Development, Family Studies, and Related Services
BachCIP: 1907
Median Debt
$25,250
Earnings (4yr)
$43,682
Natl Median: $48,568
Lifetime Value Added
-$175k
Liberal Arts and Sciences, General Studies and Humanities
BachCIP: 2401
Median Debt
-
Earnings (4yr)
-
Natl Median: $53,072
Lifetime Value Added
N/A
Marketing
BachCIP: 5214
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,303
Lifetime Value Added
N/A
Multi-/Interdisciplinary Studies, General
BachCIP: 3000
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,532
Lifetime Value Added
N/A
Music
BachCIP: 5009
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,892
Lifetime Value Added
N/A
Pastoral Counseling and Specialized Ministries
BachCIP: 3907
Median Debt
-
Earnings (4yr)
-
Natl Median: $42,915
Lifetime Value Added
N/A
Psychology, General
BachCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,706
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Sports, Kinesiology, and Physical Education/Fitness
BachCIP: 3105
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,562
Lifetime Value Added
N/A
Teacher Education and Professional Development, Specific Levels and Methods
BachCIP: 1312
Median Debt
-
Earnings (4yr)
$55,626
Natl Median: $47,382
Lifetime Value Added
-$75k
Theological and Ministerial Studies
BachCIP: 3906
Median Debt
$28,250
Earnings (4yr)
-
Natl Median: $44,535
Lifetime Value Added
N/A
Theology and Religious Vocations, Other
BachCIP: 3999
Median Debt
-
Earnings (4yr)
-
Natl Median: $43,566
Lifetime Value Added
N/A

Post-Baccalaureate Certificates

Bible/Biblical Studies
PB-CertCIP: 3902
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,827
Lifetime Value Added
N/A
Business Administration, Management and Operations
PB-CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $104,114
Lifetime Value Added
N/A
Clinical, Counseling and Applied Psychology
PB-CertCIP: 4228
Median Debt
-
Earnings (4yr)
-
Natl Median: $66,661
Lifetime Value Added
N/A
Psychology, General
PB-CertCIP: 4201
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,198
Lifetime Value Added
N/A

Master's Degrees

Theological and Ministerial Studies
MastCIP: 3906
Median Debt
-
Earnings (4yr)
-
Natl Median: $61,300
Lifetime Value Added
N/A
Theology and Religious Vocations, Other
MastCIP: 3999
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,640
Lifetime Value Added
N/A

Graduate Certificates

Business Administration, Management and Operations
Gr-CertCIP: 5202
Median Debt
-
Earnings (4yr)
-
Natl Median: $94,506
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate degree decision moving forward. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.