College ROI

Smarter Choices, Brighter Futures
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St. Francis College

Brooklyn, NY 1,684 Undergrads 53.8% Grad Rate
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Total Cost
$38,098
Sticker Price
Avg Net Price
$18,129
After Aid
Median Earnings
$58,523
4yr Post-Grad

Vs. Peer Institutions

Net Price$18,129
Peer Midpoint: $20,081
Earnings (4yr Post-Grad)Completers only after graduation
$58,523
Peer Midpoint: $60,428
Earnings (10yr Post-Enroll)All enrolled after enrollment
$58,099
Peer Midpoint: $53,763
Graduation Rate53.8%
Peer Midpoint: 58.9%
Average Starting Age21.5
Socio-Economic Diversity
Pell Grant Recipients51.5%
Enrollment Status
Full-Time95.8%
Economic Outcomes
Earn More than HS63.3%

Admissions Profile

Acceptance
100.0%
SAT Avg
-
SAT Reading
25th: -56075th: -
SAT Math
25th: -55575th: -
ACT Composite
25th: -2475th: -

ROI Sensitivity Analysis
Assuming 4 Years to Graduation

This analysis tests three cost scenarios (Scholarship, Average Net Price, Full Sticker Price) to show how college costs impact your long-term return compared to the average student and a high school graduate.

Lifetime Value Added (NPV)

Institution Lifetime NPV
Vs Median Peer
Vs HS Grad
Zero Cost (Scholarship)$0
+$524k
+$57k
+$39k
Median Cost$18k/yr
+$459k
-$8k
-$26k
Full Cost$38k/yr
+$387k
-$80k
-$98k

ROI Efficiency Metrics

Break-Even Age
Return on Inv. %
Zero Cost (Scholarship)$0
40
Median Cost$18k/yr
Never
-40%
Full Cost$38k/yr
Never
-71%
Analysis Assumptions:
  • Starting Salary: Estimated from the 4-year post-graduation median earnings (assuming 2% annual growth from graduation).
  • Comparisons: "Vs Median Peer" compares to the median student nationwide in a similar level program. "Vs HS Grad" compares to a median high school graduate.
  • Break-Even: The age at which the college investment net income exceeds the median high school graduate's lifetime earnings.
  • NPV: Net Present Value of all future earnings minus costs and taxes, discounted at 7.8%.

Social Impact ROINew

Measures the societal return on a donor's investment. Calculated as the incremental pre-tax lifetime earnings vs. HS grad, divided by the tax-adjusted donation cost.

Donor Return-36%

Gov. Pell Grant ROINew

Measures the government's return on Pell Grants via increased tax revenue. Calculated as the portion of incremental lifetime taxes (discounted at 5.4%) attributed to the Pell Grant investment.

Taxpayer Return-68%
Important Note: Your ROI with any major will depend on the cost you pay to attend the program, and your starting salary. Both vary significantly across institutions. We encourage you to explore the ROI of a specific program variant by selecting the Program title of the credential level you are interested in. You will then have a more detailed return analysis for programs at specific institutions. We also encourage you to use the ROI calculator, or for more sophisticated analysis, the Guided ROI Interview, with your specific estimates of cost and salary.

Program ROI Analysis

Associate's Degrees

Median Debt
-
Earnings (4yr)
-
Natl Median: $48,733
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $46,706
Lifetime Value Added
N/A
Median Debt
$12,000
Earnings (4yr)
$74,867
Natl Median: $44,125
Lifetime Value Added
+$247k

Bachelor's Degrees

Median Debt
-
Earnings (4yr)
$82,993
Natl Median: $76,194
Lifetime Value Added
+$164k
Median Debt
-
Earnings (2yr)
$57,318
Natl Median: $70,786
Lifetime Value Added
-$17k
Area Studies
BachCIP: 0501
Median Debt
-
Earnings (4yr)
-
Natl Median: $56,625
Lifetime Value Added
N/A
Biology, General
BachCIP: 2601
Median Debt
$26,995
Earnings (4yr)
$42,222
Natl Median: $57,214
Lifetime Value Added
-$162k
Median Debt
$25,000
Earnings (4yr)
$51,556
Natl Median: $68,257
Lifetime Value Added
-$83k
Chemistry
BachCIP: 4005
Median Debt
-
Earnings (4yr)
-
Natl Median: $65,120
Lifetime Value Added
N/A
Median Debt
$25,269
Earnings (4yr)
$49,805
Natl Median: $56,359
Lifetime Value Added
-$98k
Median Debt
-
Earnings (4yr)
-
Natl Median: $85,063
Lifetime Value Added
N/A
Median Debt
$26,000
Earnings (4yr)
$57,084
Natl Median: $55,378
Lifetime Value Added
-$37k
Economics
BachCIP: 4506
Median Debt
-
Earnings (4yr)
-
Natl Median: $82,686
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$15,922
Natl Median: $48,590
Lifetime Value Added
-$387k
Median Debt
-
Earnings (4yr)
-
Natl Median: $51,710
Lifetime Value Added
N/A
Median Debt
$23,598
Earnings (2yr)
$45,715
Natl Median: $58,716
Lifetime Value Added
-$117k
Median Debt
$25,000
Earnings (4yr)
$59,885
Natl Median: $68,245
Lifetime Value Added
-$15k
History
BachCIP: 5401
Median Debt
-
Earnings (4yr)
-
Natl Median: $50,680
Lifetime Value Added
N/A
Median Debt
$17,992
Earnings (4yr)
$64,725
Natl Median: $53,072
Lifetime Value Added
+$24k
Mathematics
BachCIP: 2701
Median Debt
-
Earnings (4yr)
-
Natl Median: $69,562
Lifetime Value Added
N/A
Philosophy
BachCIP: 3801
Median Debt
-
Earnings (4yr)
-
Natl Median: $54,455
Lifetime Value Added
N/A
Median Debt
-
Earnings (2yr)
$33,993
Natl Median: $63,293
Lifetime Value Added
-$221k
Psychology, General
BachCIP: 4201
Median Debt
$24,585
Earnings (5yr)
$55,000
Natl Median: $50,706
Lifetime Value Added
-$63k
Median Debt
$29,295
Earnings (4yr)
$112,171
Natl Median: $88,910
Lifetime Value Added
+$386k
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,695
Lifetime Value Added
N/A
Median Debt
-
Earnings (4yr)
-
Natl Median: $55,000
Lifetime Value Added
N/A
Sociology
BachCIP: 4511
Median Debt
-
Earnings (4yr)
-
Natl Median: $52,657
Lifetime Value Added
N/A
Median Debt
-
Earnings (5yr)
$70,522
Natl Median: $47,382
Lifetime Value Added
+$58k
Median Debt
-
Earnings (5yr)
$76,003
Natl Median: $51,389
Lifetime Value Added
+$99k

Master's Degrees

Median Debt
-
Earnings (5yr)
$106,785
Natl Median: $95,833
Lifetime Value Added
+$248k

Other Programs

Median Debt
-
Earnings (4yr)
-
Natl Median: $62,426
Lifetime Value Added
N/A

Note: Lifetime Value Added is the Net Present Value (NPV) of estimated career earnings relative to a median high school graduate (for undergraduate programs) or a median bachelor's degree holder (for graduate programs), accounting for this institution's average cost and taxes. Computed over a career to retirement age.

For graduate programs (Master's, Doctoral, etc.), the calculation assumes a starting age of 22 (after undergraduate completion) and does not include the sunk costs of prior degrees. It represents the value added of the graduate decision moving forward. Note that the institution's average undergraduate net price is used as a proxy for annual cost, which may differ from actual graduate tuition. These Lifetime Value Added results for graduate degrees should not be compared with those for Undergraduate Certificates, Associates or Bachelors.

Completers Only: Federal median earnings data strictly reflects outcomes for students who successfully graduated. Students who do not complete their degree typically earn significantly less and face higher risks of debt default.